Category Archives: budgeting

Frugal Friday

Posted in budgeting, budgets, cash envelopes, frugalism, home stuff by

The last 2 days have been way better for me. After consulting my new friend, AI, it seemed that not drinking enough water or having enough electrolytes may have been a cause of being so fatigued. So I really doubled down and drank 2 16-ounce bottles of water with a packet of IV hydration. I felt better and will continue to do this since it seemed to make a difference.

So I felt good enough to swim yesterday, and I was so happy to be in the water.

After the pool, I went to WinCo and picked up a few things. The total was @ $ 70. I added some wine, a sauvignon blanc, which we like a lot in summer. So far for this budget month, groceries are about $400, so slightly over what I want, and I still have next week in the budget month. I did buy some bubbly water and Coke Zero, so that will last at least 2-3 weeks.

Since I’m trying to avoid carbs, I didn’t stop on the way home for my favorite bean burrito (I miss them), but made something when I got home.

Some of the monthly bills are already out, but about half are still in the queue. Our garbage bill came in, which is quarterly. It’s on autopay, but somehow I always forget to fill that cash envelope. Actually, since it’s really only me, I’m not doing a lot of cash stuffing. I think if I had more cash to use, I would, but really, the money in the checking account is to cover the bills. There’s not much left to stuff envelopes with.

My son is coming over tonight to spend the night and get up to do some stuff here before it gets too hot. I need to think about dinner since he should be here right about then.

I did get gas at Costco, and gas was back up to $4.99. I think last time it was like $4.79?

Well, it’s another hot one today, so I need to close all the windows.

Midweek Musings

Posted in budgeting, California, home stuff, meal planning, sleep apnea, Uncategorized by

I had a really awful night last night. I was restless, and my mind wouldn’t stop. I finally took an Ativan (which I haven’t but maybe one other time since starting CPAP). I slept ok, maybe for an hour, and then woke up to go to the bathroom and promptly threw up the Ativan with stomach acid. Something has changed with my use of the CPAP and taking the Ativan. Someone on the Facebook group said it relaxes your jaw and tongue too much. All I know is it was weird. I’ll consider whether I want to drive down to Roseville. I’m not feeling quite with it this morning. But it’s early yet, so I still have time.

I did get a lot done yesterday. I did the kitchen zone and the bathroom zone. I didnt get to using the Dyson though so I’ll do that today.

We had steak bits last night for dinner with asparagus. I thought the asparagus was subpar from Costco. I still have half a pack left, so I’ll check whether they still look good. Anything like that I could bring back to Costco for a refund, but sometimes it’s just too much trouble.

Tonight I have some ground turkey to use, and I think I’ll do turkey burgers. I’ll have mine on a romaine lettuce leaf. Sort of like In an Out’s protein style burger. I am also planning some chicken teriyaki with the chicken I defrosted. The rest of the week, I don’t have a plan yet. We don’t usually eat leftovers for dinner, Lunch, yes, but not dinner.

I’m not reading anything right now, so a trip to the library is calling. I just need some authors to check out. I’m waiting for the Calamity Club, which I have on hold. I might check out buying the ebook. Has anyone read it?

Today is our last day in the 80’s, and then starting tomorrow we’re back in the 90’s. We’ve been trying to conserve watering, and since we don’t have a garden this year, it’s just a little bit of lawn we have, and the plants like lavender.

Update: I’m going to stay home or at least not go to the pool. I may go out to the bookstore if I feel better.

Frugal Friday and Happy 4th of July

Posted in Blood test, budgeting, budgets, cancer, cooking, frugalism by

I have nowhere to be and nothing big on my calendar, so I’ll be home doing what I always do.

We used to take the kids to the parade and watch fireworks every year. At some point, I guess maybe they were a bit older, we stopped because the traffic was insane afterwards, and there were too many people. Now, and over the last 20 years, it just doesn’t interest me. And now that I’m old, I just don’t do something if I don’t want to. Not worth it.

Frugal-wise, Costco was $200, with some of that being my favorite wine for this weekend and then lots of proteins for the freezer. I’m calling that part of the LTF storage as it was a bag of shrimp, another bag of salad shrimp, ground beef(3 packs), and some other sale stuff.

I went to Holiday here in town after getting back up from Sacramento. It’s easy and not crazy busy. I needed the cheese sticks that I forgot at Costco, and some salad things(broccoli, mushrooms, ?. I also got a jar of Hoisin sauce to make some stir-fries with. That’s it for me till next week, which is nice.

My appointment went well, and he did say that with these low numbers, kappa light chains can vary a lot. He said if it was a huge increase( like before ), we’d change up treatment. So onward! I do feel very lucky that my numbers and Velcade have kept me in near remission for the last 3 years. It’s a small price to pay. 🙂

Last night I made up a taco bowl, and it was tasty. I still have some ground beef left, so I may look up some other recipes to use it with. I’ll ask AI, which is fun to do.

I was finally able to upload my Sleep HQ data from my ResMed machine. It took trying like a dozen times till It finally went through. I think the problem was on their end, not the SD card. Anyway, it looked good. Some leakage (pressure), but not anything alarming like my mask coming off. Overall, I was pleased. My events have been around .5 which is statistically non-significant. Events need to be under 5. (AHI) . This is all CPAP lingo, but you get the idea.

Hope you all have a nice 4th, and share what you’re doing if anything. It’s always interesting to see how other people celebrate or not. Well, I guess different times of our lives are, well, different. With young kids, the parade and fireworks are cool; older now, not so much.

Miso soup for breakfast. an interesting recipe from that Japanese cook book I got. It uses tahini which I’ve never done.

Thankful Thursday

Posted in Blood test, budgeting, budgets, California, cancer, Credit cards, Gratitude, Uncategorized by

I am thankful that we are not sweltering like most of the East Coast. Our temperatures have been unusual for Northern California this time of year. Usually it’s 90’s and 100s. So very nice for us.

Last night we had some chicken wings from Costco, but they weren’t the best. I was disappointed as I bought them as kind of a special treat for dinner. I won’t do that again. The one thing I went into Costco for, I forgot, cheese sticks. Oh, well, I might swing in after my doctor appointment. The closer to 4th of July though the crazier Costco gets!!

I’m thankful this 02 ring I bought ( the RingConn) is tracking my 02, and it is different than the Apple watch 02. I guess the Apple watch isn’t as reliable because of movement, and can register an 02 drop when really all you’ve done is roll over. The ring is very accurate, and I’m very happy with it. If you have any issues that are similar, the ring is a great tool. I understand the Oura is the best, but I didn’t want to pay monthly.

Today, I go to Sacramento. I’m not too keen on driving with the 4th of July traffic, but at 10 am, hopefully it won’t be too awful. I’m hoping it’s easy in and easy out. My doctor is always pretty laid back, so we’ll see how it goes with my number increase. Realistically, though, there’s not much he can do until we see a different pattern, as I’ve said. All in all, it is what it is.

After going out today, I plan on staying home over the holiday weekend. I’ll look at how I want to plan next week, though, with the pool and gym.

My son is moving ahead with getting his dad’s Triumph going. He did the class and has the equipment now. I added him as a driver on the insurance, so he’s ready to get it started. I can’t say I’m thrilled about him riding a motorcycle, as it is dangerous, but he’s an adult. Still, as a mom, I worry. I did tell him that if he finds he doesn’t want to keep riding, he can sell the bike and keep the money. Motorcycles don’t sell very well here, so?

After the pool, I dropped off the Goodwill stuff, and as I was unloading, I realized it was quite a bit of stuff I’d been driving around with for the last month. So I’m glad it’s gone. I still have some food bank items, but I think I’m going to drop that off at the LFL in the park. Someone will want it. I might check, though, where there is a drop-off in the store. Usually, there is a bin for Food For Families. Maybe I’ll check that first. It’s not a lot, but I hate to just toss it. Since I’m trying not to eat carbs, there’s some mac and cheese in there, and I know someone will want that. Plus, some pasta.

Well, I better get myself ready to go!

Simple Sunday

Posted in Blood test, budgeting, budgets, California, cooking, Uncategorized, Walking by

I had a nice walk this morning, and the park was empty except for a dog running around loose. I asked the park guy when he got there to call someone, but he didn’t seem very inclined and shrugged it off. Sigh, I hope he gets caught and not hit by a car.

I’m really loving my RingConn ring to track my 02. Overall, I’m pleased with the results. My Apple Watch will often show a lower 02 but it seems that maybe due to turning in bed or getting up. So right now, I’m feeling encouraged and my Resmid score last night was 100%.

Today, I plan on going to the gym in Auburn and then home. I don’t need any groceries, so I’m set there. Last night we had chicken salad on romaine lettuce.

I feel my blog is getting boring and repetitive, so I may take a break. I do like keeping track as a journal of what’s going on, but my life is not what it was. No RV’ing, not much of anything really. Just living day to day. I’ll think about it and see how I feel.

I did order some Prime Day deals, like a new Speedo. Mine was starting to wear thin, and on Prime it’s half off, so a good deal. I have labs tomorrow, so I might go to the pool afterwards if it’s not too late. This week is also my oncology appointment in Sacramento. Hopefully, my labs will come in before I see him.

No Menu Monday

Posted in budgeting, budgets, California, Death, meal planning, medicare by

Father’s Day ended up ok. I was sad, but it was still a nice day. My son didn’t come up, as he had come up Friday and spent the night. We had a BBQ and celebrated Barclay’s life. It was a nice family time.

As to menu stuff, I just plan on using whatever I have. I was going to make tofu burgers, but realized they were way past their date to be used. I had to toss 2 packs. I felt like I hadn’t really been on top of checking, sigh. So my daughter pulled out some burgers fromt he freezer and we had those with some fries.

Today, I’ll check the fridge and see what’s lurking. I know I have some romaine lettuce, as we had that on the burgers.

All my bills are paid for the month, and my new budget starts next week. This will be a week in between. I could start the budget this week but I think I’ll push for next.

I have Velcade this week, so that plus Dex keeps me home for 3 days. So no spending there. I am planning on buying a different smart ring to track 02. I bought an inexpensive one to only find out it didn’t do continuous monitoring, which is what I need at night. I’ve settled on RingConn and am waiting to see if it goes on sale during Prime Days. So far, my night time 02’s have been very good, but there is still a dip, and that’s what I need to know: for how long. If it’s only a minute, then I’m not worried. If it’s staying there, then I will need to go do the in-lab test to see if I need a different machine called the BiPAP. I do think the increased pressure has made a big difference in holding my 02 numbers higher most of the night.

I also have an appointment with my PCP doctor to see if I’ll be eligible for the new Medicare GLP 1 program. My insurance doesn’t cover Zepbound, so this program will be available regardless of insurance at a cost of $50 per month. So, I need to get the doctor to fill out forms, etc and follow the procedure. It seems a bit complicated, so I’m not sure if it’ll fly.

Is anyone else going to try the new bridge program? It starts in July.

Simple Sunday

Posted in budgeting, California, cooking, home stuff, Uncategorized by

It’s still very hot here, but I think today is the last day of it. I went for a walk this morning, but even then it was warm out.

After checking my SD card for the Airsense data, I asked AI about the data. It does seem that my oxygen drops relate to when the pressure ramps up. Also, there is more leakage at that point too. For now, I’ll continue as usual. I may need to do that in lab titration because it pinpoints when it happens, and then they adjust it. I feel my next step is to lose some weight and then see how the oxygen is. Medicare has a bridge program for Zepbound ( which is used if there is a diagnosis of sleep apnea). I don’t know how it works, but I will find out. My Part D drug insurance doesn’t cover it, so if I can, it’ll be helpful, I think.

I’m still stressed about it all, but will plod on.

I did go into the gym as I wanted to do my weights and hit the thrift store. I didn’t find too much. Sunday is nice in there as it’s fairly quiet.

Not too much cooking going on with this heat. I might just make up one of the salad packs with some sort of protein. I’ll make a tentative list of meals for the week tomorrow. I know I have some pulled pork to use and beans, so that’s one or two meals. I also have some feta to use, so I was thinking a Greek pasta salad. Otherwise, who knows? A pizza?

This is an open week for me, which is great. I’d like to do a few house projects, like painting the front door. Plus at least one swim and one Roseville gym/library.

Some pictures of our crimson Hollyhocks. They were my sister Heidi’s favorite.

Friday Things

Posted in budgeting, budgets, California, camping, Lake tahoe, Uncategorized by

It was a semi-frugal week because of not being home for a few days. But we did spend some money on coffee and pastries, and of course, gas. Today I do need to go to the store and get some salad stuff and maybe some assorted veggies. I’m still not planning to go down to Roseville yet. Maybe tomorrow.

We had grilled chicken for dinner last night and potatoes. I have chicken left over, so I’ll either make a chicken salad or slice it for sandwiches.

I did a small Costco trip earlier in the week, so that filled in a few things. I’m trying not to buy Costco salad stuff, as we don’t finish the big packs. I did see their spinach salad, which I would try if it’s there next time.

I also need to go into the AAA office to deal with the non op motorcycle registration. I figured I could do it online, but apparently you need to show insurance. So I’ll do that first and then go over to Safeway.

We are in a heat wave again, temperatures in the 90’s. I closed all the windows early yesterday, and that helped. I also have blackout curtains on the windows that get the most direct sun. The heat is supposed to be here through the next couple of days, then drop a bit, but be back in the 90s again next week. By the end of next week it’s back down in the 70’s and 80’s.

Thankful Thursday

Posted in Blood test, budgeting, budgets, California, cooking, Gratitude, ikea, swimming by

I’m thankful for a nice swim yesterday and that the pool was so nice too. It was a little busy when I got there, but then it emptied out some. Waiting to go just a smidge later is the key. The pool closes for lap swimming at 9:25. They are pretty strict, as the pool is used for a big water aerobics class. So even if I’m there at 8:45, I’d still get my 30 minutes in.

I’m thankful for the AC unit in the window my daughter put in last week, knowing it was going to get warm this week. I held out until about 4pm and then it was too stuffy and warm in the front room, so I turned it on for a while. Today is also a warmer day, so I’ll probably turn it on for a while.

I’m thankful for a fun trip to IKEA with my daughter. We had fun looking at kitchen stuff and couches. The couch I had planned on getting down the road wasn’t as comfortable as I thought it would be, but the upgraded Ektorp was, so I’ll probably go with that down the road. We didn’t stop for lunch, as neither of us felt like anything.

I’m thankful that my new settings on my CPAP machine are helping keep my SP02 higher at night. I’m still seeing a dip into the high 80’s, but I’m not going to stress about it. Last night it said my score sleeping was 87 -93. But I was only down for a short period, and if I’m rolling over or moving, it can give a lower reading. Overall, I think the pressure change has made a difference. I did have an awful night sleeping, though, on Monday night. Not sure what was up. My Airsense score was still high, 98, but it was not a good night, and I think I’m guessing that it was still DEX doing its thing. I’m also guessing that if I really wanted to get supplemental oxygen, I’d do the in-lab test. I think since I will see him in 6 months again, I’ll leave it as is for now and revisit the whole thing then.

Today is a home day unless we decide to go over to the pet bookstore.

Simple Sunday

Posted in Blood test, budgeting, budgets, California, cooking, Credit cards, Myeloma, Uncategorized, Walking by

Yesterday was a nice day, starting with a walk around 6:15 a.m. Then my son came up with his partner, and they brought Noah’s bagels, so we had a nice brunch. Then he got to work using the chipper to get rid of the tons of bags of pinecones B was collecting!!! He also moved all the redwood boards to the carport.

I can tell this is a drop-in-energy day due to the dex wearing off, so I’ll keep the day easy. We’re going down to Ikea for the morning, as my daughter wants to get a Billy shelf. IKEA is always fun. I also need to stop at the store, but I may do Trader Joe’s, as it is right off the freeway. I would do that on our way home. I need milk and cream and a few salad packs. Maybe I’ll check out a ready-to-cook meal like salmon.

Last night we had blueberry pancakes and eggs for dinner. Tonight, I’m not sure. I feel like some beans so I might start them in the crockpot before we head out.

I have labs tomorrow, but they are at 8:30, so that’s too late to go to the pool or the gym, so I’ll just come home and do regular Monday things. Hopefully, the Dex is doing its job, and I won’t have an increase (at least not much) in my kappa light chains. After labs, I’ll drop our ballots off at the Records office, which is just up the street from the lab.

I did my budget for June, and it is very tight. I’ll make it, but won’t be able to pay as much on my CC. Oh well, it’ll get done. I don’t have any more big bigs for a while, so that will give me a chance to catch up. I already paid the AAA membership, but Costco’s comes out in June. I’ll check if it’s on auto pay because I can’t remember if I did that. Other than that, I think the next few months there are no annual bills.

Mr Peabody is back!!