Frugal Friday

Well,here it is Friday again. This morning I have a Walmart order to get down in Rocklin. My daughter will drive as usually I don’t drive for 2 days after dex. ( learned from past experience it’s not a good idea to drive when on steroids)!! This will be my last shop of the month. I think I’m around $650 for food this month. That does NOT include non food and alcohol. I separated it out this month as I wanted to get a better idea of all 3 categories. Alcohol averaged $100 and that was with my son’s IPA Voodoo Ranger that he likes and I buy when I see it. ( He usually pays this back). Then non food was also @ $100 and that includes household stuff. So theoretically the total is still averaging right around $900 for the 4 of us to eat, drink and use toilet paper( ha Ha). I’m okay with this so that’s good.

I did have both kids give us $100 each more on their rent for the high electric bill. This month it should go down as we haven’t had too cold of weather and the space heaters haven’t been running. Of course, our dryer is electric and we do use that a minimum of an hour a day.

I asked on Facebook which I don’t use hardly at all anymore but it is useful for the local stuff, if anyone had Meyer lemons and our neighbor did. So I’ve been juicing them and freezing it in ice cube trays. I love Meyer lemons. We have a nice dwarf lemon tree in the green house and actually got a huge crop but that’s all gone now so this was a nice treat.

We signed up for VSP vision insurance as the Cobra of vision and dental expired. I knew that the Cobra ended after a year so I was expecting it, sort of. But I signed us up. I’m not sure what the savings will be in the long run but I’d rather have the coverage at least for the next year and then we can reevaluate. I haven’t gotten to the dental yet and I’m guessing that will be more expensive. Does anyone have a recommendation.? I’m planning on staying with Delta Dental but I guess I’ll know more when I actually go the site.

Our taxes are done and filed. We didn’t owe which I kind of figured since our SS comes in fairly low. Even the small amount we took out of savings for the trees last year didn’t affect the tax burden so I was pretty happy about that.

Frugal Friday

I made all our bread and snacks this week. The sourdough seed bread was really good.

The chocolate sheet cake went pretty fast too. I used my new hand mixer and the frosting got nice and fluffy. This morning I’ve got a pan of brownies started and am thinking about making some scones as well.

We were going to order out pizza but then we all decided to just stick with homemade cheese and one with pepperoni. That all will save $40. minimum. Pizza is very expensive these days.

So with me being on Vel/Dex two days( Wed and Thurs) cooking dinner is a challenge so my daughter is doing Wednesday night pastas and my son is doing Thursday whatever. Last night he did a turkey pot pie and a tofu pot pie. Boy, were they ever delicious.

This is the tofu one in one of my small Lodge pans!!! He ate it all!!!! it had tofu, mushrooms, carrots, onions, cream, wine, salt and pepper. Yumm.

So because I was dexed up I paid a bill early:) I guess that counts as a frugal win since now it’s one less to do. Actually almost every bill we have, is paid directly except this one and PGE. PGE because we’re on their balance program so that your bill is averaged over the year. For some reason they don’t do auto pay for that.Go figure.

My VW( Buggie) got an oil change this week so that cost but since I drive it under 2,000 miles a year the last time it was done was late 2019 so it was time.

I still need to plan a small shop for lettuce, and a few things next week. I haven’t decided to just go to the Holiday here or actually do a Walmart pick up. I guess I’ll think about it since I won’t do it till Sunday or even Monday.

B went and bought another stack of boards to turn the corner on the fence. We will do 3 panels down to block off the neighbors hoard of junk. Then that will be done. Sometime when the weather turns sunny again I ‘ll get a gallon of redwood stain and paint it. I like painting overall so I don’t mind doing most of that.

Earlier in the week I redid one of the Heywood chair covers. I use painters canvas and it holds up well.

This is the only keyhole Heywood chair I have. The others are solid back. The key hole ones are more valuable.

Basically, you just cut the piece to fit and then staple down. Pretty easy. This is the piece that I took off. I plan on doing another one today.

It’s raining out and it looks like rain for the next week with temperatures colder. I guess that’s good. The mountains will get much needed snow.

Five on Friday

  • I’m feeling pretty good this morning and most of the ‘Dex’ effects are gone. Just a small bit of hyper-ness. But I put that to use making yogurt in the IP. Actually, I made it yesterday and I put the yogurt selection on for 24 hours. It looks good. Also, frugal-wise, I bought the organic milk at Costco just for this purpose so it was 2 gallons for 9.95. So 1/2 a gallon is about $2.50. That puts a quart of homemade organic yogurt at $2.50.
  • We picked up the free pizza at the Holiday Market for dinner tonight. Each month there is a coupon for something free so this month is the pizza. It’s not the best pizza but heck it’ll be fine. Last night my son cooked the new vegetable burgers from Costco that were on sale. Normally $12.89 and then $5.00 off. The box is 10 burgers I think. They are not soy or pea protein like Beyond burgers or Impossible. They are brown rice, veggies, and almonds. We all like them with pickles, cheese( swiss) and tomatoes, and lettuce. If you go to Costco they are on sale till Jan 24.
  • Our weather is really nice , with a high yesterday of 67. We really need rain but this is nice ,and I’m enjoying it. Next does show some rain though.
  • I’m re-reading all the Sue Grafton books and that’s been fun. She was such a good writer and I totally enjoy reading about Santa Barbara that she called Santa Theresa. I don’t know if I ever mentioned that the first trip I did to SB with B when he was working, we were walking the beach path near the marina and in the parking lot near one of the restaurants was a 1974 light blue VW with Kinsey on the license plate. Of course, if you know her character Kinsey Millhone, she drove a Baby blue 1974 VW. We never saw her but still, I saw her car. ( Sue Grafton’s as she lived in Santa Barbara).
  • We’re planning on having a fire in the fire pit this afternoon as again the temps are still @ 67 degrees. It’s nice to sit out and watch the birds and have a glass of wine or two:)

Frugal Friday

There have been some frugal things this week so here goes:

* We just returned home from picking up a trailer load of free oak. Beautiful wood that a friend offered. It won’t really be ready to burn right away but it’s lovely wood. There’s a lot more to get but we will need to see if my son can help as a lot of it is on a downhill slope which is too slippery for me.

*We had leftovers for all our lunches this week including today which is the left over chicken and wild rice soup.

*Since we have so many eggs I made egg salad for lunches too.

*I picked up a free pizza and salad for dinner tonight with the coupons from the Holiday market. Each month they have a coupon you can use. It’s a handy thing to have .

*We didn’t really go anywhere this week or do any big shopping just picking up a few fillers. Next week I plan to hit Costco to get a few things. We don’t need a huge amount but some things like cottage cheese and cream cheese are just too expensive at the store.

Overall, it’s been a nice week. I’m slowly getting a few Christmas items together plus asking what people want or could use. My son wants the Witcher books that the TV series is based on. I’m looking at some gardening stuff for my daughter.

I’m halfway thru my fall re-reading of the LOTR trilogy. I’m in the Two Towers. Everytime I read it I love it more and more.

We’re still walking early like 5:10 but I think we may start to go a little later starting next week. Mostly, I’m avoiding the jerk dog walker but he shows up anyway sometimes early too. So maybe there’s no getting around it and we just have to avoid him and when we do it doesn’t bother me. Mostly, I get irritated because he’s not using a flashlight and comes up behind us it is startling. Go figure.

Budget Friday

I’m trying to come up with a good blog title for Fridays. I’m not sure Frugal Friday quite fits.

Overall, we are frugal because we have no income per se except SS. So maybe just Budget Friday would work. I’ll see. But budget-wise, all Octobers bills are in. We do have the 2 annual bills of house insurance and Allstate which is twice a year. With ALL the insurance companies getting out of insuring California property, for the most part, we are now having to do the California Fair Plan which is added to the AAA insurance. We went from our annual bill being slightly over $1,000 to now we are slightly over $2,000. Quite a jump.

Costco was just at $450, so that will go on October’s food budget. About $70 was wine and beer. I did buy a bottle of nice champagne for celebrating birthdays. Actually, it wasn’t expensive at $15.00. Plus there were a few prepper items and 2 bags of Starbucks coffee that was on sale. With all 4 of us drinking coffee we go thru quite a bit. But I don’t see us going back to Costco till the very end of October or even the first week of November which could then include any Christmas food or items. Prepper stuff included tuna, Cholula sauce, TP, another case of water, extra butter, and extra cheese. The only thing I didn’t get and I need is some tamari sauce. I’ll probably just go down here to the store and pay their price. The best place to get low sodium tamari is Trader Joe’s but I don’t think I’ll be getting there any time soon.

So far this morning I have made pizza dough, washed living room windows, cleaned the ceiling fan, and am just about ready to clean the rest of the sunroom.

Our lovely fall weather continues with absolutely beautiful days with temperatures in the mid to high 80’s. Next week does have a few 93degree days but this time of year that doesn’t seem so bad.

Budget-wise, I did my LLS for the UHC premium and my medicare which they cover for 2 months so that will be here in a week or so. I am very grateful to LLS for my grant (myeloma) as it does cover health insurance. If we had to pay OP for us both it’s almost $700 so I’m not sure how the budget would do. Probably we would be in the red. But there are gifts sometimes even with having cancer.

B did order the boards for the house ( 5 of them) so that was $120 about. But the siding needs to be fixed. Other stuff, even the fencing by the barn is optional and can be put off if we don’t have extra money.

If you’re looking for a new TV series, The Boys, is quite good. It’s super heroes that are darker more evil and is well done. We just started Season 2 on Netflix.

Well, that’s a wrap for now.

Frugal Friday

I’m not too sure anything these days is all that frugal. We still have medical bills coming in that the Cobra insurance(UHC) says we owe due to the fact B was medicare ELIGIBLE but was in fact not on Medicare. WTF! At least it was for only the one month as far as I can determine. But we could appeal but I doubt that we would win it. So payments on that for a while.  So NOT frugal. Or maybe it will keep us more frugal as that money cant be spent elsewhere.  No, I think it would go straight to savings.

I’ve got most everything for Thanksgiving but realized I still need the nut loaf ingredients. I have the brown rice but the binder is cottage cheese and I need mushrooms too. But I can get those next week at our local Holiday Market.

The dental surgery co-pay was $196 so that was worth having the Cobra for as it would have been @ $1500 so that’s good. I seemed to have a reaction thought to something as I started sneezing and my sinuses went berserk. But the oral surgeon seemed to think it was a cold even though I told him I had no cold. Anyway, it’s better today.

Still, no tree guys so that money is ‘hanging’ out in our checking so that’s a savings ( sorta).

I’m not going to the gym as I’m going to Walmart for a pickup and then to the bank to get a notarization. B sold his motorcycle to someone in Nevada and it was signed wrong so I need to sign a paper that says I signed it wrong .P.I.T.A.  Plus I’m still not feeling 100%. He did lose quite a bit by selling the Honda as he bought it new. But that’s the way it goes.

Dinner is pizza and I’m going to try Whole Foods refrigerator dough to compare to T.J’s. I’ll report back.

 

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Midweek things

Yesterday we went to clinic and everything looks good for Barclay. Nothing new or unusual.  One of his anti-rejection drugs has been hard to regulate and its number was up again, but the doctor said to keep on the same dose. Actually, his energy level is noticeably increased and his overall demeanor is more present!!! He is now at almost day 80post transplant.

From there we went to Corti Bros. and I got some French prosciutto and some steak that ‘Mike’ the butcher recommended for kabobs. So that was really fun.

Then we hit up Trader Joes for some more groceries. This is the TJ’s near UCD med center in the beautiful Tahoe Park area. It’s a really nice store. So taking away the 2 bottles of French wine I bought I came in at $90. So my grocery budget of $125 for the week is about $20 over. Not too bad.

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Here’s the birthday boy!!! He didn’t get his height from his father that’s for sure!!!

Unfortunately, we walked out of clinic and totally forgot to get the prescriptions. So, my daughter or I will need to drive down since he doesn’t have enough to get to next Tuesday.  Bummer, but I do need toilet paper at Costco so I/she can do that too.

Today is my sweet boys birthday. 25 years ago he came into this world. What an absolute joy he was.!!! He’s a fine young man. Very talented and handsome too!!!  So I’m doing BBQ chicken and those steak kabobs. For the veggie, I’ll make tofu kabobs with veggies.

 

I’m planning on going to the gym this morning and then the bank.

Five on Friday

I didn’t do Frugal Friday since overall this week hasn’t been too frugal. As far as groceries go I was frugal and didn’t spend much. I think I bought a few things at our Holiday market and that’s it. I went to Walmart yesterday( I go maybe twice a year) to buy some type of PJ for B to wear in the hospital. When he gets his Hickman catheter which has three things hanging to get and receive stuff, you really can’t wear a shirt that goes over your head. It needs to be a button up. So I found 2 nice sets for him to wear. Pretty much you’re in sweats or jammies the whole time. Plus you really have no energy to really even get dressed.  I remember, for me, a shower would completely wipe me out.  So back to Walmart. As I said I rarely ever shop there but I do like their Danskin line and I pretty much live in those. So I was really annoyed they have stopped carrying them.  I am going to check online because I thought I saw them there.

So that shop turned out not frugal because I had a big list including propane bottles, some food items, etc.  But I was pleased with what I did get.

Today is day 2 of B’s chemo and I’m going to drop him off and then go to Safeway for a few things like veggies, chicken, and olives.  They have an olive bar like whole foods does. Not as many choices but still nice.

Then I’m coming home to finish some laundry and vacuum.  I have a good book I’m reading so that’s on my list.

A friend is bringing B home so I don’t have to go back out. Nice!!

Sunday my daughter and I are going to trek down to IKEA for a cabinet for the bathroom I’ve wanted. It’s tall and narrow and since our bathroom is so small my choices are limited. Then we can have fun looking around. But trips to Ikea are rarely frugal. I only go there twice a year also so I kinda keep a list going. They have great kitchen towels for under a dollar.  Plus storage boxes are very inexpensive and I could use a few more for pictures.

It’s still rainy and cold now but next week looks like more normal temperatures. Mid fifties and then sixties.

Dinner is a pizza I have a coupon for and my son will pick up after work.

 

some added photos

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Almost done!

 

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A view from the sink!!

I think for now it’s done in the kitchen. I thought about some kinda of temporary back splash. I may go into HOme Depot and see what they have. I’ve seen on Pinterest some tile that is peel and go. Not sure if Home Depot has that but I might check.

Today is Friday.

Frugal Friday or this week? Yes and no. I haven’t bought too many groceries, just milk and cream. I did spend $100 at Target but that included cat food at $15 and some frozen Amy’s enchiladas on sale.  Most of it was the bins.

I need to get gas in the VW and I’m going to go to the local bakery and get day old bagels if they have any. They’re organic and go quick. So we’ll see. Plus I need to get some multi vitamins at Grocery Outlet.

Other than that I have a load of laundry to do and just tidying up the house.

I’m working on the budget for November and it’s in good shape. I’m paying extra on our second and I’m going to make an extra car payment if I can pull it off.

Frugal Friday

It has been a mixed bag this week of frugal things.  I’m not spending any money except a few dollars here and there on groceries. I made myself a challenge to only spend $50.  I still have $30 left but I need some sliced cheese and something, can’t remember.

Yesterday at Tahoe was not frugal. The tickets for thunderbird lodge are expensive but it goes to the upkeep of this amazing place.

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Then the tour took much longer than I expected so we were late for our lunch at Gar Woods. We had a reservation for 1pm and got there at 1:47.  I had called to let them know but I don’t think it made any difference. The place was a madhouse of people. Plus there were no vegetarian options. I mean WTF, we’re not back in 1975. So B had a salad and I had a burger. Okay, nothing special. $60 later plus tip we left.

It was a lovely day though and Tahoe was picture perfect.

Also, with my daughter’s Honda, we put the bill on our credit card so that was pretty hefty.  She will pay us back as this was not a freebie.

Overall, not a frugal week but fun and necessary!!!

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