Friday stuff

So yesterday was another test for B. This was the cardio stress test. Today it’s an EKG and x rays. So all that’s left is the CT scan in May and he’ll be ready to go to transplant.

Yesterday I drove and my daughter came along and we went to Whole Foods and then Barnes and Noble. Barnes and Noble is such a waste. It is so expensive. I was checking out cookbooks etc and they are full retail price as opposed to Amazon where it’s usually half that.  It was nice to look at the books but I want interested in buying.

Then since B hadn’t eaten we went out for brunch and it was really nice to do. I’m definitely a Scrooge when it comes to eating out but this time I was okay with the bill and the food was good. Not great but good.

So then today I’m going to forge forward to Social Security and be prepared to wait.  I figure 2-3 hours all said and done. After that, I may go to the gym but it kinda depends on how I feel.

My food budget is pretty much used up for April so I need to use all of what I have in the refrigerator and freezer. Tonight I ‘ll make a homemade pizza.  If anything, I’ll need salad stuff but right now I’m set for the next week.

 

Our weather looks really nice this next week with temperatures in the 70’s which I am so ready for. All our grasses are growing like crazy so the mower will be going none stop. A lot of this is seasonal grass, not lawns. We only have 2 small areas of lawn we keep green.

Some things have been planted but it’s too early for tomatoes, etc.  I think my daughter(the gardener) did plant lettuce and radishes so we’ll see how they do.

Next week looks open except me trying to get this crown done. I’m not looking forward to that but since it seems dental with Medicare is non-existent I better do it now. Still, that’s another copay but whatcha going to do?

 

 

Five on Friday

It’s going to be another nice spring day. We didn’t walk this morning but will tomorrow. Sunday is my favorite day for walking as usually, no one is there.  But this Sunday, B has his transfusion scheduled for 8 am. He doesn’t get labs till tomorrow at 3pm so we won’t know what he needs till after that.  So getting out the door will be too rushed if we try and walk at 7am.

Today is going to be a fun day as we are driving up to Tahoe, actually, Incline to go to the Marijuana store for B to get some edibles and may the oil.  He can’t smoke anything as he signed an agreement not to while undergoing the transplant.  So just the chocolates and something else.

Then we’ll go to Truckee for lunch.

The dogs will be home outside so we need to time it so they’re not out for too long. I think we’ll be gone for about 5 hours.

Here’s a couple of pictures of the Ikea cabinet we got for the bathroom. Funny, it’s really the only thing that would have fit there so I guess I was spot on.

 

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I’m planning on painting the tub black and we’re hoping to replace the floor this summer or fall depending on if B will be well enough or we may hire someone to do it.

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This is one of my most favorite prints.  I found this at a garage sale many years ago.

It’s been another frustrating week with NYC corrections not answering my emails about our original marriage license and then LLS (leukemia lymphoma society) denied my insurance claim because the breakdown in the forms we have doesn’t have B as the Assoc. alone. It shows him plus one. So that was not good enough for them even though that’s how I’ve been doing it since last June. Go figure.  I resubmitted everything again with an additional form we found that shows his health credits but it still only shows him plus one. So I’m not going to sweat it although I was pretty nasty on the phone saying that was all we had to show it.

Since I’ll be switching to Medicare by June 1st I  can just wait till then as they do cover Medicare.  I did speak to an insurance agent and actually got MORE info.  Wow, It’s amazing anyone figures this stuff out. So I need to get a form from B’s HR stating I won’t be on his insurance and then go into SS office for them to process. Then I add the plan F and Part D. He was helpful in that he said to go with the less expensive drug coverage as right now I don’t need the chemo drugs. And actually, in the future, I would ask for only infusions so that would be covered by Part B. I can’t see me going back on Revlimid since I became refractory to it.  But if that does happen I can change the plan in January ( I think that’s what he said). 

So at least I know the next step.

Dinner is some kind of pizza. I’m not making one so it may be a frozen one.

Looking at the new year and budgets

We had a delightful Christmas with lovely thoughtful gifts. A couple of favorites were the knitted cotton dish cloths by my daughter, a thrifted Japanese vase from my son, and this wonderful print from my husband.

IMG_1147 the lights are just a reflection of twinkly lights in the living room.

This was taken from a picture of me looking out at Lake Tahoe in 1977 or there abouts. It may have been one of the first times we were up there. Jason, our first boy, was sitting with me but you can’t see that in this picture. My son stylized the picture and added Lake Tahoe. How cool is that? All in all a lovely day.

So on to budget stuff for the new year.

My plan is to get all the annual bills fully funded with our Social Security.  Since we just opted to start SS even though B is working still.  All that money will go to annual bills and EF.  We looked at all the numbers and it still made sense to start this now.  I started mine early anyway but that amount is pretty small since I never worked full time and that was one of my main reasons for working at the library.  Anyway, now I get an increased amount called spousal something.  Wow, I didn’t know that was possible.  So the budget looks good for saving 100% of this money even though the monthly amount will be scary when full retirement comes.  But we need this to go forward.  The only thing I might do around July is to pay a chunk of the Santa Fe off. Right now, that’s a big payment but almost the whole amount is going to principal. It’ll be under $10,000 soon, so I’ll decide then.   Other than that, just keep going. We know there’s no way to pay off the mortgage so that’s a given. We’re planning to sign the Subaru over to my son and take him off our auto insurance and that will decrease that substantially.  Hopefully, we can do that before the next 1/2 bill rolls in which is March.  So who knows how it’ll play out, we will just do the best we can.  When we add in part b and supplemental insurance after B retires that will affect the monthly amount too. So that will need some research since my chemo drugs, when I’m on them, can run over $10,000 a month so we better have insurance to cover them.

Well, I’m off the gym this morning and then I’m in the Living room zone this week. I’ll take down the tree and put things away through the week.

Dinner is YOYO 🙂

 

Goals for 2014

I don’t want to put down lofty goals, or unrealistic, so I’m going to keep it fairly simple.

1. Keep walking. I’m on week 29 ,day 194, I think. I’ve walked everyday including rain and this recent ice/ snow. I’m going to be realistic , a walk is a walk, and if it’s only 1/2 a mile then it’s still walking. My backs a little sore from walking on the uneven snow/ ice, so today I’ll take it easy.

2. Save money. We’ve done great with the 401k, only because it’s automatic. But it’s still saving and in a few months the last of the old 401 loan will be paid and then we can add it. I’m thinking to go to 10 % of gross . If we don’t have it in hand it doesn’t get spent. Well never catch up for retirement.  But we are trying to do something at least.

3. Save more money, in our regular savings for sinking funds. This is what gets us, taxes, house ins, etc, repairs. So I’m hoping we can get $5000 in there this year. Of course as some goes in, some will come out for the expenses but still it’s there.

4. This summer I will apply for social security. It’s not much under $300 but since I do live with an incurable disease, I want this as soon as possible. Also, if I can continue to work my little job, that would be a bonus.

5. Keep working. If I have to change treatments to a weekly shot, I’m not sure how this will play out with work. If my numbers go up then for sure I’ll be starting this, probably spring. We’re giving it 2 more cycles to see what’s going on. This is my third time on revlimid and sometimes it just stops working and you need to switch it up. I do tolerate these drugs fairly well, but working? I’m not sure.

6. Continue to declutter till it’s as minimalist as I can get it. I still have some to do in our barn. The house is pretty much done, although I’d still like to change some furniture and streamline things more.

7. Go to Santa Barbara with B.

8. Streamline our budget as much as possible.

I think that’s all I can think of now., oh, keep up with $5 savings challenge, the 52 week savings challenge. And I’ve added the coin one too.