Tag Archives: expenses

Friday Things

Posted in budgets, California, camping, cooking, Death, swimming, travel by

I have most of my budget ready for April. Some DMV items (Santa Fe)need to be paid for, and I need to do a smog on the Santa Fe. Also, the next installment for Allstate will come due in April. I ordered a replacement battery for my Dyson 8 from Amazon. I haven’t ordered too much over the last few months, so I’m pleased with that. Amazon is almost a necessity for things like that. I also need to order the porta-potty for camping when we go up to Tahoe because we’ll be in my son’s tent for that trip. There are very nice bathrooms at Nevada Beach, but that doesn’t help me at night 🙁

I plan on doing a freezer challenge to lower food costs. Last month(end of Feb and March through the 25th), came in right under $400. That includes a Costco shop, which usually (always) includes some stock-up items. So overall, I’m pleased.

The send Dad off in New Brighton ended up being a little spendy, but not bad considering the room didn’t have a microwave to heat food up. I used Starbucks GC when I could, and that saved some money. My daughter also paid for a few things. The biggest expense is a hotel room, of course. That’s one reason I loved Rubi because over the course of the time we traveled, staying in Rubi covered the cost of the RV vs hotels. Well, sadly, that is not my life now. Of course, I still need to sell Rubi and just haven’t bothered yet, especially since my son stays out there when he is here.

I’m already checking on hotels in Napa for a one-nighter. I wish I could stay at the Fairgrounds campground that B and I loved so much, but it’s not possible. I found a very nice room for around $200, and it does have a mini kitchen and a seating area, which is the one thing I would have liked in the other room. My daughter works T-F, so it has to be a Sunday night. I’ll have to see whether I can swing it even with it going on a card with the other things I have this month.

We have a change in the weather coming next week, cooler and rain. This has been such an early spring.

I plan on going to the pool this morning if I can get going. Since lap swimming ends at 9:15, I need to be there earlier. I’ll see how I feel by 7:30. Yesterday, I washed sheets and pulled out my summer curtains to iron. I also made up some chicken enchiladas with green chile sauce. That used up some frozen chicken. Then I pulled some black beans that had been frozen in the Souper cubes and heated them up. Very tasty.

My daughter has been weed-eating as everything is growing so fast. Last year, with Barclay in hospice, the weeds took over, and I had to hire someone to come and do it because they were out of control. This year, she’s keeping up on it. She also planted the 2 lavender plants I got at Costco. I don’t do much in the yard these days, but I love sitting out every day looking around at how beautiful the yard is and how fortunate we are to live here.

There’s Chester checking things out and the wisteria.

Frugal Friday

Posted in books, bread, budgeting, budgets, California, cancer, cash envelopes, Credit cards, frugalism, husband, reading by

It’s been a frugal week for the most part. All the birthday gifts, cake, and food were budgeted in my envelopes, so that was good. I did go to Costco for the burgers, rolls, etc but that too I had in my Costco envelope as well.

We are stretched really thin with money this month due to a few extra things. I’ve done really well with my envelope cash system but bigger bills are still catching up with us and we still have a cc balance from two car registrations, and some other bills from June. I hate having to carry a balance so I’m putting anything extra towards that and thus a very stretched thin budget. We’ll get there but not as soon as I’d like.

We had a nice date lunch of pizza(cash from my dining-out envelope) and it’s always nice to get out of one’s box. This month is our 54th wedding anniversary and although we usually don’t do gifts or anything extravagant we will do a lunch out. At this point we’re planning a drive up to Tahoe to see the lake and get coffee at our favorite Tahoe House. With everything still up in the air with B it’s hard to feel very cheerful. He is and always will be the great love of my life.

I didn’t feel great this morning so decided not to go to either the pool or the gym. I’m not sure if it’s stress or just feeling low energy. So I made a loaf of bread and did a few random chores.

B did get an appointment( we just found out) for next Friday for a second biopsy. It’ll be done at UCD hospital again so I can wait in the cafeteria. That will be a Dex day but I can wait and take Dex when I get home so it should be fine. He also sent a very detailed message to the doctor about some of the PET scan results and about the CUP diagnosis( that we are theorizing will be the case.) That’s called cancer undiagnosed primary. We’ll see what her response is.

My daughter and I went to the Pet bookstore yesterday and I hit the jackpot with Craig Johnson books. There were 5 on the shelf. For some reason, even on eBay these go for a minimum of $5 a piece. And most are more. I also picked up 2 more in the Baldacci series I’m reading. It’s the Atlee Pine series. She’s a great character. I also picked up Cooking for Two from the Cooks Test Kitchen. I saw a recipe for manicotti which used lasagna noodles rolled up so I may make that tonight instead of pizza.

The weather is cooling off and that’s a relief but there are lots of fires going on. One over where blogger I read lives. Hope you’re safe Donna and Dale!

Well, that’s it from this blogger. Anyone on a limited budget and how do you plan things, like big expenses. Do you ever carry a CC balance even if you don’t want to because you have to.? I’m hoping by this time next year we will have our envelopes fully funded for the big expenses but it does take time. I’m also concerned about our house insurance going up because of the California Fair Plan. A lot of people have been posting on Next door neighbor about some serious increases.

Friday Things

Posted in bread, budgeting, budgets, cooking, meal planning, swimming by

It’s been a tough week after the car break in. We still don’t have the window fixed and it won’t be till next Thursday. I plan on driving my daughter’s Honda Fit tomorrow to the pool. I finished all the paperwork for the claim but I’m certainly not holding my breath.

I made the pizza dough for tonight and also have my sourdough starter getting ready for another loaf of jalapeno cheddar bread. I’ll mix up the dough later and then refrigerate overnight and bake tomorrow morning.

So far the grocery challenge has been pretty easy. I went to Winco Tuesday and spent a little more than I wanted at $61. Then Barclay spent another $15 at Safeway for bread flour and cream and something else I can’t remember now. So I don’t need anything today or tomorrow so I’ll end the week at almost $80. I’ve got most of the menu for next week done. Monday we plan on going to Costco because we will need coffee. I’m still not sure how I will separate Costco in the weekly budget since some things will last more than a week. Maybe I’ll try and divide it up but that seems like more trouble or effort than it’s worth. So, I’ll need to think about that.

I was working on a spreadsheet form from a Youtuber. But, even though I enjoyed figuring it out for budget stuff in the end it was just too complicated. I do a daily budget sheet in my notebook, so I know exactly what’s going out and coming in. I might play with it some more but I doubt I’ll use it.

In March we will have some bigger expenses. Barclay is having some dental work and that’s going to cost @ 900. Then we have property taxes due and Federal taxes too. We will owe IRS a small amount this year. I’m okay with that as we did use some retirement savings(withdrawal) to do the half payment for the RV. So that will all add up and it will be a pricey month.

If you have Disney Plus, the Mandalorian show is quite good and we’re enjoying it. Oh, and the Amazon Prime new Reacher was EXCELLENT. The actor is perfect for how you visualize Jack Reacher.

Well, I’m off to town to drop a load at Goodwill so I better get a move on.