Tag Archives: Frugal Friday

Frugal Friday

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This has been mostly a frugal week. All the bills are paid for the month except Verizon, which comes out at the very end of the month, and that goes on next month’s budget.

I did hit up WinCo for a few things. I needed baker’s yeast and didn’t want to get the giant one at Costco. I also picked up curry powder, which I was out of. And then just some misc. like milk and aluminum foil. It totaled at right above $100. So not too bad.

Today is a home day since I’m on Dex. I plan on doing a few house chores and figuring out what pizza I’m having tonight.

I got my holds at the library on Tuesday and just finished reading Anne Tyler’s Three Days in June. I loved it. You have to like character-type books, as this focuses on a woman in her sixties and her daughter’s upcoming wedding. It’s a great read.

Then I started ‘Enough’ about a woman’s journey as a mountain guide and her journey to Mt Everest. It’s quite compelling. If you like personal life stories, you’ll like this.

I bought an early birthday present for my daughter off Amazon:(. A BBQ set by Cuisenart . That’s one thing she asked for. I would like to get her a preloved LV wallet, but haven’t quite found the right one on eBay. Her birthday isn’t till the end of May, so I have a little time. I can’t believe she’ll be 40. I remember it like yesterday.

Frugal Friday

Posted in budgeting, budgets, California, cash envelopes by

I got gas at Costco, so that’s always a savings. I think it went up slightly to 4.59. My total was just under $50.

I drove to Sacramento in my daughter’s Honda because as I was getting on the freeway, the Santa Fe started to make some sort of noise. I pulled off at the next exit which is still close to home, and tried to figure out what it was. I couldn’t make it out, so I dashed home and switched cars because I did not want to get stuck in Sacramento in a broken-down car. We’ve actually never had one problem with the Santa Fe, so I’m not sure what this is. B took it out after I left and said he didn’t hear anything. Later, he went to Auburn and again said he hadn’t heard anything. Still, it makes me VERY nervous thinking about driving in traffic to get to Palo Alto in 10 days. I doubt it was a one off so I’m not sure what we’ll do. B has that CT this morning in Rocklin, so we will take the Santa Fe. I may go with him in case we break down. of course, that is a PITA waiting for tow trucks, but I guess we’ll see how it goes.

I went to Trader Joe’s after swimming the other day, spent $96. Some of that was the $3.50 TJ’s wine. So, food ended up costing $80. Oh, wait bought 2 candles too, so that was another $8. So food would have ended up about $72.

Our dryer decided to die, so B had to order a part. That was $ 80-something. Fortunately, the weather will be nice enough to dry on the outside line.

I deposited the cash envelopes for Rubi’s DMV and our Recology bill. That will come out later this month.

Frugal Friday

Posted in bread, California, cash envelopes, cooking, frugalism, Uncategorized by

Groceries at Costco were $200. I bought a few things on sale like the breaded Talipa which is a great easy dinner option. Mostly things like milk, and eggs ( no shortage at Costco). I bought the organic 2 dozen pkt for $8.69. I also bought French roast coffee, seaweed snacks my daughter likes, Triscuits, nuts, cheese, asparagus, and a few items I wanted to try. One is a garlic spread( Toom)that’s supposed to be very good.

With that and my TJ’s trip, I’m already at $400 so I’ll need to be careful for the next couple of weeks.

Next week I have a dental cleaning so that’s out of pocket. But I am going to sign up for their dental plan which is $400. That covers 2 cleanings and other stuff so it seems like a good deal.

Today is the national No Spend Day. I hope it has an impact, especially on Amazon, Walmart, etc. During the pandemic, I liked Walmart’s pickup service and used it a lot. But since then I haven’t even been back.

I got gas at Costco so that’s always a savings.

I bought a Christmas gift for my son. An Easton Press copy of ‘A Connecticut Yankee in King Arthurs’s Court. ” That was Ebay and was $28.00. I haven’t started my Christmas envelope yet, but I’ll write this down. This year is going to be even more minimal as nobody really wants anything. So I’ll do a few gifts each like the Easton Press and East Fork Pottery.

This is the Lemon Meyer rosemary Sourdough. Wow was that good.

This is the newly rearranged office area with the couch on the opposite wall so I can open the sunroom doors.

Here are two of the newly reupholstered Heywood chairs. We got all 5 done. One is my office chair.

This is the dirty cover. Uck!! I guess it’s been about 3-4 years since I did these. I use painter drop cloth material.

They are certainly not professional but work for us.

Today is Dex day and I don’t have a lot planned but I am going to try and wash the inside sunroom windows.

Frugal Friday

Posted in bread, budgeting, budgets, California, cooking by

The biggest expense this week was my dental appointment. It was quite a bit but then what isn’t these days. It needed to be done so. I still have a cleaning in March and I’m planning on signing up for their dental saver program. It’s $400 a year and covers 2 cleanings and lots of other stuff. It seems a good deal.

Then I went to Costco earlier this week and that was around $200. That shop will last us a while until we need coffee again. Food was less because B picked some socks, and I picked up the new Dawn spray cleaner and there was something else nonfood.

I drove to Sacramento for my doctor’s appt, which uses more gas. I have enough gas in the Santa Fe until I go back to the pool which I think will be Monday. i have labs early Monday and plan to go to the pool afterwards.

Not a very frugal week but manageable.

Today I opted to stay home and do some extra house needs. I washed my office windows, and dusted baseboards. I also started sourdough baguette loaf for tomorrow. Last night I roasted a chicken and made homemade mac and cheese. Tonight I think I’ll make a frozen Costco pizza. It’s a new brand they had and I’d like to try it. I think it said made in Italy.

It’s a beautiful sunny day with a temperature of 62 degrees. I’m looking to put a chair in the sunroom so I can sit out there. right now, I don’t have the little loveseat because Tux is sleeping out there in a cat bed and he’s not fixed. therefore he’s spraying although we haven’t seen him spray out there. I’m thinking of a used Poang chair from market place. I’ll have to look at listings.

Frugal Friday

Posted in California, cash envelopes, cooking, frugalism by

I’ll save on gas today since I opted not go to the pool. I just woke up grumpy and don’t feel like driving. Next week is busier with a dentist appt and then Velcade on Thursday so I’ll be out quite a few days including a gym or swim day.

I spent $75 at Winco on salad stuff and a few misc like cottage cheese. I wanted some bulk items too.

We went out for a coffee yesterday, so that was $16. B paid for that with his money.

I sorted out my cash envelopes for the month. I added $200 to the firewood envelope because we are going to need to buy a cord. I’ll have to check out from B how much we have left. We would need to have that sorted before a hospital visit.

Other than that, I don’t think I spent anything else. I did order the humidifier, which I like, but it didn’t really have any effect on the sleep apnea. Oh well, I think a humidifier in winter is probably a good thing, and it wasn’t expensive.

Yesterday, I put the Ranco Gordo Ayocote beans in the crock pot. I hadn’t made them before, and they were delicious. They are white beans but bigger than Marcella beans. There’s lots left over too.

Frugal Friday on Saturday

Posted in budgeting, budgets, California, cash envelopes, swimming by

The rain is still with us and the storm gates are open. Santa Cruz really got hit hard with the wharf breaking off. I was hoping to walk this morning so as of 6am , it’s still raining so I see how it is in 30 minutes. I can walk a little later if it stops.

I have most Christmas stuff away. The little tree in the living room just has the lights on it, so I may leave that up a day or two more. Otherwise, Christmas is over.

i went down to the pool yesterday and it was AWFUL. I can count on one hand how many times it has been crazy busy and does not invite swimming. I waited 10 minutes and then did get a lane to share. But the coast guard was training, then the college kids; maybe 15 of them were taking up most lanes. I almost left but glad I did my swim. next week I won’t be able to go at all because of New Year’s, it’s closed and then on Thursday I have my Velcade shot. I wore my new Apple watch to track swimming and it was fun. I still couldn’t remember how to unlock the water though. ( a feature to release any water if any in the watch). But when I came home my daughter showed me. I didn’t see any water come out.

I’m mainly using it to track sleep and sleep disturbances which basically is sleep apnea. So based on a week’s tracking, I was elevated every night which means some sleep apnea. This is giving me a good idea of my sleep patterns which was the main reason I bought it. I’m trying a few things, like no wine after 7pm and seeing if I can lose some weight. The thing is if I’ve had sleep apnea for years with no problems, then I’m not sure what it all means. Well, my appt with the sleep doctor isn’t till April so it gives me time to work on different things.

Budget wise, I have January’s budget in place. I don’t think we have any annual bills coming up so that’s a relief. I’m trying to get ahead with the spring annual bills like property tax but there’s not a lot left over to add when it’s all said and done. Still something is better than nothing. I’ve set the food budget at $500 for the 3 of us. That’s a little tight but I am going to try and use up freezer stuff. So far for food, I’ve spent $139. I plan on hitting Costco this week so that’ll add up. I don’t need a whole lot but buying from Costco means each item is more expensive though you get more. Plus that’s what stocking up is about.

In January, I need to buy some clothing items such as socks and a few T shirts. I think I’m ok on jeans, but may need a new polar fleece jacket. The one I have is LL Bean and it’s held up for 5 + years so I may get another one. Since I wear the same things daily( levis, T shirt, a demin shirt or flannel and my LL Bean fleece. some stuff does wear out. I’ll try to budget a $100 for January and see how it goes.

Today is a home day for me and I plan on cooking some brown rice and tidying the house. If I can kick the cats out, I’ll vacuum.:) they are spoiled!!!

Frugal Friday

Posted in budgets, California, frugalism, velcade by

So far, I’ve resisted the siren call of Black Friday. There are, of course, things we need and want. Our ceiling fan died on Wednesday so we’re going to have to buy one of those. But not today. I like to be out of that flow.

Thanksgiving was mellow and everyone enjoyed the meal. There were leftovers to send home with my son and his partner. We have some for today and then that’s it. We generally do not do a lot of leftovers.

We watched Planes, Trains, and Automobiles and it was a fun Thanksgiving movie.

This has been a low-spend week. I did a small shop here in town at the Holiday Market, but it was odds and ends. I spent $75 but $21 of that was Mumm Champagne. Earlier in the week I bought B the AirPod Pro 2 because it has a hearing enhancement and he needs it. I got a great deal at almost $100 off. It ended up with tax $158.

I’m not planning on driving out anywhere so that will save gas too until next week. I think I’ll just stick to my usual swimming plan and the gym.

I do need to make an Allstate payment and will do that Monday.

I pulled out some of the Christmas stuff and will decide what to put on the tree. Last year I put very few ornaments on and we all liked that better. I don’t need to buy anything at all, like lights. I’ll probably get out the tree this weekend. I miss having a live tree but Tahoe actually wasn’t issuing Christmas tree permits this year.

I’ll go to Costco after my Velcade on Thursday. I need eggs and HP ink. I’m sure other things will find their way into my cart.

Frugal Friday

Posted in budgets, California, cancer, cooking, frugalism, swimming by

This week has been ok money-wise. We’ve had to fill up the Santa Fe twice, but using Costco gas saves quite a bit. Gas here in town is $1.00 more a gallon than Costco. Go figure.

I went to Bel Air to get some leeks for soup and some tea drinks for B. I spent $58. Probably at Winco that would have been a lot less.

Then most of our annual fall bills have come due. Allstate I decided to do in payments. That’ll help break it up and I’ll finish it by Dec. Then the big one is our insurance. Here in California most insurance companies are not insuring for fire so you have to get a rider with the California Fair Plan. So you have one with the insurance company, in our case, that’s AAA and the the Fair Plan.

Both went up a couple hundred dollars but at least it’s not thousands. Still, for such a small house it’s a pretty expensive policy. There was no payment plan option so it went on the credit card. I got to $600 in my cash envelopes, but that’s certainly not enough. Hopefully next year I can get more in there.

Today is a swim day and Barclay trying to get someone to do something at UCD in regards to appts. We are so frustrated with them and honestly shocked at their inefficiency and lack of response. It is baffling since before we had such extraordinary service from them before. But this has been absolutely awful.

So once I get back from the pool, I need to organize my thrift store stuff to take next week. I also want to box up a dozen pint jars and offer them on Pay it Forward as I have way too many jars now. I’m not planning on canning as much so I know someone who is canning will use them.

Frugal Friday

Posted in budgets, California, camping, cash envelopes, frugalism, home stuff, travel by

Overall, a frugal week with just the basics being bought. I didn’t go to the store after shopping last Sunday at Holiday Market. I think I spent $80 including wine, lunch stuff and to use the 2 coupons for free stuff for April. The coupons were for a salad pack and olive oil. B went to Safeway the other day for milk and cream.

Today after the gym, I was going to go to Taco Tree but decided to just come home and have leftover lasagna.

All our meals were used and tonight is homemade pizza ( I think). I’ll get it ready( defrosting the pizza dough) but I might change the plan to something lighter.

I’ve got May’s budget almost done. I just need to tweak a few things. Rubi’s insurance is due in May so I need to put that in. I didn’t have that figured into my cash envelopes so I’ll add one for that for next year.

In May we only have 1 camping trip to Tahoe and that’s at the end of the month. We’re still planning on going ahead with the bathroom so that will have to be accounted for. We’re starting with a new window and then we’ll go to the one wall that needs to be opened up for a plumber to do piping. Of course, that means the claw foot tub will need to come out. When that happens, we’ll have to be using the RV shower. I imagine the whole thing is going to take longer than we think especially since B will be doing most of it.

This weekend is open and I won’t go to the pool tomorrow. I’d like to go to the nursery if anything, to get some plants.

The cherry tree has really exploded into bloom!! the bees are loving it and the whole thing is humming.

Frugal Friday and it looks like it’ll be a snow day!!

Posted in budgets, California, camping, frugalism, swimming, travel, Uncategorized by

I was planning on going down to the pool but right now at 7;06 it’s snowing. I usually leave till 8 so I’ll wait and see how it is. Of course, in Roseville, it’s always different. But it’s the crazies up here that don’t know how to drive in snow. So I may just skip it. I had a good workout at the gym yesterday and then picked up 14 books to read/take with me to Capitola.

Frugal wise, I didn’t stop and get a coffee after the gym and came home and had some with a piece toast.

B only spent $100 for the Costco stock up which was mostly because we forgot dishwasher pods last time. He also picked up 2 cases of water for the truck( traveling and camping).

I had gone to WinCo on Monday after my swim. That ended up @$100 as well, I think.

We had our coffee date and that was $17. And our pizza lunch was $27.

The only extra thing we need for camping is the bag of Starbucks coffee that we always get ground so we can just use as needed. Since Capitola does not have hook ups( where our spot is), we don’t want to rely on grinding coffee.

I’m also not planning on bringing lots of food, just basics. The rest we’ll get at TJ’s in Santa Cruz or Nob Hill. I’m sure we’ll go to Gayles a few times too. Their take out food is expensive so it may only be a croissant or something like that. They do have great premade sandwiches so we’ll probably do that once.

Update: 7:36 a.m , still snowing, so I guess I’m not heading to the pool.

Tonight is a freezer meal night. Probably the Costco pizza and salad.

Overall, I’m pleased with the finances this week.