Tag Archives: Budget stuff

Friday Things

Posted in budgets, California, cash envelopes, cooking, frugalism, Political things, swimming by

It’s been a good week overall. I got a swim in and a trip to the Maheny gym and library. So a good workout week for plus I walked 3 days. Today I’m not going to the pool, but I might go tomorrow. I am trying to balance going down to Roseville with gas costs.

I went to both Winco and Trader Joe’s this week. Between the two, I spent $133 on food. I should be ok for a while, except for maybe some salad stuff. Last night I made some fajitas with a piece of beef from the freezer and lots of red and orange peppers. I wrapped them in a WW tortilla. There was plenty left over for my daughter when she got home from her job.

I’ve been watching Shogun at night. The original with Richard Chamberlin. It’s funny how much it brought back why I loved so much about Japanese culture. Of course, back then it was also brutal, but the mind only goes to the good things like shoji screens and the whole minimalist feel. I went on line to buy the books and wow, I’m not spending $100 for the 2 volume set. I hope it’ll show up at the thrift store. My son frequents them enough I asked him to look out for it. He’s the one that found the Shogun blue ray set at the thrift store so that was quite a find. it must have been an amzing production with costumes and sets.

This morning, I need to go pay for our PO Box. Wow, has that gone up. I’m paying $192 for a year. That seems outrageous. I had some of it in my cash envelope, but not all of it. I need to bulk up my cash envelopes because it helps me keep ahead of bills coming up. Since I don’t have much extra these days, I’m not able to put as much away. I think Christmas will be quite minimal partly because I don’t have any extra money to buy things. That’s ok really. Both kids are adults who get what they want anyway. What I’ll aim for is some cash to each or a gift card.

This is the Chinese Pistachio tree I bought to use as a memorial planting for Barclay. There was one person who sent me a $ contribution for Barclay, I used his $ for this. I think I will buy a second one, and I’ll pay for that.

I might go into town for a few things, but I’ll wait and see how the morning shapes up. I want to mop the floors and tidy up a few areas of the house. If ,after that ,I still want to go, I can.

Next week, my AA house insurance gets put on the cc with autopay. I’ll just have to keep paying that down over the next couple of months. (sigh)

We’re due for some rain this weekend and cooler temperatures. Then next week we’re back in the 70s.

I, like so many people, am just mortified by the destruction of the East Wing of the White House. It’s such a power play by rump. There are no words to describe it except evil. He will be seen in history as THE WORST PRESIDENT ever.

Frugal Friday

Posted in budgeting, budgets, California, cash envelopes, frugalism by

My June budget starts next week. I have everything in except our AAA membership that isn’t on autopay. I think I’ll do that Monday or Tuesday and put it on autopay for next year. It makes things much easier for me.

Our PGE bill went down to the lowest it will be at $163. That’s with no coolers, no heaters, just the dryer some of the time. We line dry what we can this time of year, but still need to fluff in the dryer. We’re on the balanced payment plan, so we pay the average for the year, which is @ $300 a month. Quite high for such a small house.

Regular groceries came in at under $600, so I’m pleased with that. This time, I went back through receipts and took off long-term pantry items, and it made a difference in how the grocery bill looked. For example, the organic ground beef is almost $20, but that will last over 5 months, as we don’t use that much. Same with toothpaste, which is a 5-pack, so 5 months probably. Anyway, I was pleased.

We did pick up the VW. My daughter put a big chunk on her CC, and I paid $600 cash that I had in my cash envelope, for auto maintenance. After that, I splurged on a Quick Quake car wash for her. She looks very shiny now. It drove well. The owner of the auto place said there was some belt squeaking, but he couldn’t quite figure out where, so he said if it got worse, to bring it back in. I certainly hope it’s not another thing at this point.

After my Velcade shot, I went down to the gym since I was already in Roseville. I had planned to go into WinCo again, since I need Ball jar lids, but decided it could wait. So it ended up as a no-spend day. We ended up with 16 no-spend days. So all in all, I’m pleased.

Frugal Friday on Saturday!

Posted in Blood test, bread, budgets, California, cooking, seasonal things, simple foods by

The day got away from me and I ended up not blogging. I went to the pool and it was great. The water was perfect. I did use the stairs to get in and out. I did see some other people also doing that so I didn’t feel too awkward.

My son’s birthday is Monday and he wanted pulled pork sandwiches. I wasn’t able to find the small seasoned ones so I got a seasoned tritip. That was from Grocery Outlet. I picked up a few other things and that amounted to $50. I might try our Holiday Market and see what they have.

The Costco trip ended up a little more than planned at $250 but that was mostly non-food like laundry soap, dishwasher pods etc. Those all will last months.

I’ve been a bit fanatical working on the sourdough sandwich bread but I think on try 3 I’ve got the right combination. The dough is a soft dough, unlike the no knead bread which is a much stiffer dough. So if I can tweak it just a bit more and get the right rise, we’ll have sandwich bread rather than buying it.

We didn’t have any takeouts or dining outs( which we rarely do anyway). This month is our anniversary so I’ll plan something out. We’ve been eating lots of good home cooked meals though and using fresh tomatoes from the garden and peppers.

My budget is all set for August and accounted for. The only big expense is B needs a crown. He’ll put that on a card and then we’ll pay it off that way.

He’s almost done with the window remodel and it’s already making a difference in the temperature in that space. So it’s probably another$200 to get that done. 😦

We filled up the VW and the Santa Fe and we should be good for a while on gas. Driving to Roseville definitely adds to the gas bill but for now, the trade-off is worth it.

I have labs in a few weeks so I’ll know what my numbers are. I didn’t get the lipid and thyroid test done Monday as their computers were down and they couldn’t access anything. So I decided to reschedule and do it all at once. That way it’ll be just one draw. So once I see the kappa light chain numbers, I’ll know a bit more about the timing of when I’ll start Velcade. Oh well, it is what it is.

Tree hunting and budgets

Posted in budgeting, Uncategorized by

I’m not sure the two go together but that’s whats happening.

We’re heading up to Tahoe City to get a forest service tree permit to cut a Christmas tree. Yes, I know it’s an hour drive to get a $10 permit but it’s fun to tromp around and look for a tree. Although, I’m not sure we’re getting the tree today as it depends on the areas they designate. But the permits sell out so that’s why we’re going today. Plus, we get to go out for lunch somewhere.

My budget is set for December and I only have a few Christmas items left to get. Wine for my sister in Connecticut, cash for my son and a few odds an ends. Both our gym memberships are our christmas presents. The anytime fitness has a joining sale this weekend so no intiation fee and one month free so a great deal. Mine was 39 to join but only 9.95 a month. I met with the trainer yesterday and she showed me how to use some nifty machines. So I feel ready to get going.

We’re going to push hard to get rid of all debt except maybe my dentist bill in the next 3 months. I feel we can do it if we’re focused. This is credit card stuff form the trees coming down and we just had to pay my son’s spring semester( more than I thought). He’s not getting the board of govenors grant this year so it does impact the bottom line. We have one more Allstate bill and thenn that’s done till spring. So overall I’m feeling positive about it.

We are in for cold and rainy weather this weekend. It’ll begood to stay home and keep the fire going. Well, I’m going to the gym at least twice but after that.

Dinner is taco tuesday!