http://www.frugalqueen.co.uk/2013/12/do-you-really-need-to-be-frugal.html

this is a great post by Froogs. She is an inspiration on being frugal and taking the risks to live more simply.

We have always been inspired to live simply. We were Quakers when we first married and live by many of the queries. We have lived mostly in small houses and even a trailer. But, we have not been wise with money. It’s taken really most of our lives to figure out money and now on the eve of retirement ( for my husband) we will still have a mortgage and will not be free from that. We now work with a budget and save some. But, it’s maybe it’s a bit of a little too late. But we’re determined to make the best of it. Because of my cancer, I can’t really work much, but I do love my little job and hope to continue it. I’m probably adding Velcade to the mix in the next few months so well see how that plays out.

Being frugal at this point is only buying what is necessary. We don’t buy fancy clothes, or house goods. We try and plan for the expenditures. This is the first year we maxed his 401k contributions. It added up but again maybe a little too little too late. But I’m an optimist and will keep plugging away into 2014.