Frugal Friday, again NOT!

Oh well, It’s not like I’m spending money for Christmas because we are not doing gifts this year. But it’s annual bills and life stuff that keep the money flowing out. I got a dentist bill this week so that’ll need to be paid. We have Delta Dental but it only pays a portion. It’s too bad Congress couldn’t pass the spending bill with the addition of vision and dental for us older folk. I’m not sure it’s worth paying the Delta Dental but I guess it does pay for cleanings. Same with the VSP(vision plan). I’m sure we are getting any big benefit. I guess next year I’ll check it out as to cost-effectiveness.

I went into Winco yesterday after swimming and spent $180. Not bad considering I bought holiday wine and beer for B. We’ll need to do Costco before Christmas mostly for coffee. Of course, all manner of things will jump into the cart no doubt.

Today, I’m going to get my Tdap shot because I haven’t had a tetanus booster in like, forever. From there I might do a few errands. I want to get into Target for a large bin for our down sleeping bags.

Update: I just got back from the worst experience at Walgreens about the TDap shot. My appt was for 9am. By 10:30 am I was still not called and there were about 20 people in line or waiting. So finally she calls and says there’s a co-pay. And I’m like what?? why didn’t you tell me that a 9am. So I said, forget it, I’ll check with my provider. Well, as it turns out medicare doesn’t cover the Dtap so Uhc won’t either. I’m fine with that except don’t make me wait an hour and a half to tell me. ARGGGG…..

Anyway, I’m home and ready to do a few chores and potter around.

7 thoughts on “Frugal Friday, again NOT!

  1. I was really hoping for dental and vision too. A friend who is a retired CPA did a spreadsheet last year (for our area) and determined vision and dental was not worth it. By the time you paid the premiums and co pays and deductibles, you were pretty much ahead just paying for it. Unfortunately it means that I am just not going to the dentist. I am going to have to bite the bullet and go the the optometrist. I am trying to gauge if my cataracts are worth it yet since I do hear Medicare pays for the surgery. If they tell me to wait a year, that’s an extra out of pocket checkup. Always something, isn’t it?

    • I think he’s probably right. We’re paying @75 a month for the dental and they do cover the cleanings but only a bit of the other stuff. So I probably should calculate it for last year!! Medicare does pay for cataract surgery.

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