Category Archives: frugalism

Frugal Friday and it looks like it’ll be a snow day!!

Posted in budgets, California, camping, frugalism, swimming, travel, Uncategorized by

I was planning on going down to the pool but right now at 7;06 it’s snowing. I usually leave till 8 so I’ll wait and see how it is. Of course, in Roseville, it’s always different. But it’s the crazies up here that don’t know how to drive in snow. So I may just skip it. I had a good workout at the gym yesterday and then picked up 14 books to read/take with me to Capitola.

Frugal wise, I didn’t stop and get a coffee after the gym and came home and had some with a piece toast.

B only spent $100 for the Costco stock up which was mostly because we forgot dishwasher pods last time. He also picked up 2 cases of water for the truck( traveling and camping).

I had gone to WinCo on Monday after my swim. That ended up @$100 as well, I think.

We had our coffee date and that was $17. And our pizza lunch was $27.

The only extra thing we need for camping is the bag of Starbucks coffee that we always get ground so we can just use as needed. Since Capitola does not have hook ups( where our spot is), we don’t want to rely on grinding coffee.

I’m also not planning on bringing lots of food, just basics. The rest we’ll get at TJ’s in Santa Cruz or Nob Hill. I’m sure we’ll go to Gayles a few times too. Their take out food is expensive so it may only be a croissant or something like that. They do have great premade sandwiches so we’ll probably do that once.

Update: 7:36 a.m , still snowing, so I guess I’m not heading to the pool.

Tonight is a freezer meal night. Probably the Costco pizza and salad.

Overall, I’m pleased with the finances this week.

Friday things

Posted in budgets, California, cancer, frugalism by

Yesterday ended up not so good with my blood pressure really spiking. I didn’t feel great but knew it was dex. I did take an extra lisinopril and within the hour it dropped to almost normal. And I felt better too. This morning it was 127/ 90 and that was without any lisinoprol so all good. It was a tough day though.

Today my face is red still but that’s all except maybe a little jittery from dex.

It’s cloudy and grey again which is also a little depressing after a while. But next week looks sunny and we have a few outings planned.

Frugal-wise, Costco went well and came in at $279. But $79 was nonfood like toothpaste and toilet paper and B bought his Sierra Pale ale and 2 bottles of Napa wines. So just groceries came in at @ $150. not too bad. My trip to Trader Joe’s came in at $100. Honestly, without Costco, TJ’s and, Winco we’d be screwed at other stores. I haven’t shopped in Safeway in ages. Today though I’m going down to our Holiday market for some buttermilk, cream, Earth Balance and maybe some deli ham. The store’s free coupon this month is some kind of burger so I don’t want to miss the freebie unless it’s all sold out.

Sunday is Easter but since we don’t celebrate, it’ll just be a normal do what ever day. I plan to go to the gym. I also plan on making Southern Fried Tofu and potato salad.

Frugal wins; we didn’t go out for coffee after my appt.

No extra spending on things

Our electric bill came in lower although still high in general. PGE’s rates are really crazy here in California.

No eating out this week.

Frugal Friday

Posted in budgeting, budgets, California, camping, frugalism, library, swimming, travel by

It was a spendy week at Napa, but I don’t count that as our normal spending but more in travel/camping. Still, groceries were expensive in Napa, more than here and it was noticeable. I can see why Trader Joe’s was so busy. Raley’s was ridiculously costly. For example, we usually buy a piece of cake or something for dessert, and the cake we normally get ( 1 slice of tiramisu) was 11.99 whereas here it is 6.99. I didn’t notice the price till I putting away the groceries and was slightly shocked:(

We ate out twice and got Model’s Bakery twice. Model’s was only $15, so not bad for 2 coffees and 2 pastries.

In planning for our next trip which will be Capitola in April, I’ll have more cash for things than I did for this trip. We don’t go out to eat in Capitola but do go to Gayles for things. Plus we do hit up the grocery store at least once. It’s easier for me to get some groceries when we get to our camping destination than to load everything into the RV.

We’re still trying to get September booked for Tahoe, but B slept in this morning and spaced it out. I’m almost maxed out on reservation dates( you only get 14 days a year), so I didn’t do it even though I was up. Oh well, we’ll get something eventually.

I don’t plan on going to the store until next week unless I need some salad stuff. Next week we do need to go to Costco since the sale stuff comes off the following Sunday. I need toothpaste and some other things on sale, mostly non food items.

Today, I’m planning on swimming and then picking up my holds at the library. After that, just home and doing some house tidying. Everything is pretty well done but I want to tidy a few areas.

Frugal Friday Things

Posted in budgets, California, camping, frugalism, ikea, travel by

Well, we didn’t go to Ikea so that saved some money. I can’t decide what exactly I want in my office area so I’ll leave it until I do. I did clean it all out and put back my office wine box( it has a lid that is hinged), my L V boxes I’m using to hold some refill items, my Mac, and my cash envelope binders. It looks better but not quite how I want it.

My only shop was Winco this week. I’m considering going to TJ’s tomorrow for some things for the Napa trip but I’ll wait and see how I feel in the morning. I considered going to the pool but I think I’ll just wait till next week after we’re back.

I stopped at Starbucks and used a gift card to buy a pound of coffee for the trailer. I didn’t even buy a coffee. I only drink plain coffee with cream but I figured I could come home and make some and save me the $3.00 for a tall drip.

After Ortho, which went fine, I came home and made pizza dough for tonight and we’ll have that with salad. Nothing fancy just cheese pizza and whatever toppings I can find to use.

I’m glad this week is over and we can look forward to just relaxing in Napa. Of course, there’s walking, Models Bakery, Rancho Gordo, and Live Fire Pizza but overall we’ll be hanging out in the RV park.

Friday things

Posted in books, budgeting, California, frugalism, swimming, travel, Walking by

Buggie is still in the shop because another part was needed. Hopefully, we can go get her today. Still, it will need to go on a CC and then get paid. 😦 Oh well, whatcha gonna do)!!

I am pleased as anything the walk was great yesterday. The day’s total was 2.2 miles so a real breakthrough for me and the knee. And my knee feels ok this morning. I’m a little sore but that’s just because I haven’t been doing the same amount of walking. Plus some of my stiffness is osteoarthritis which is kind of worse in the mornings but once I start moving, it improves.

I opted not to swim but will do my PT exercises this morning. Next week is a wash with swimming or the gym as I have appts 3 mornings all early so there’s not enough time to get to the pool. I may be able to the gym after Tuesday’s appt as that is the earliest at 8 am. I’ll just see how it is.

We spent quite a bit on food so far this month with 2 Costco trips so I’ll need to try and just use things up and not do another shop except for minor misc things. ( I need some lime juice for a recipe). Of course, some of the Costco food isn’t just for one month but will last 3 months like Panko Shrimp.

The sun is out and it does brighten my mood. We booked a reservation in Napa for the week after next. It looks like the weather should cooperate. The last time we canceled it was rainy and cool. Plus we have 3 nights which is kind of a minimum for me. We’ll mostly eat in the RV but we’ll do a few meals out. At least get some things at Modeles Bakery. I also need to go to the Rancho Gordo store for some Marcella beans( like cannellini) and their Mexican Oregano which is absolutely wonderful.

Nothing else too exciting for the weekend. I plan on the Auburn gym on Sunday and that’s about it. Today, I just have a few house tasks and that’s it and then I’ll probably read some. Dinner is just a frozen pizza with a few toppings I’ll add.

Frugal Friday

Posted in Blood test, books, bread, budgeting, California, cancer, cash envelopes, cooking, frugalism, Uncategorized by

I stopped at Trader Joe’s after the infusion and spent$70 on food. Mostly it was bread, some chicken shwarma( TJ’s has this all seasoned in the meat section and for a great price)my son wanted, pita bread, and a few things I’d been looking for. One was Harrisa and I found it on a bottom shelf. It’s used in some vegan dishes in the new cookbook I got a while back,

Also, the YouTuber Vegan channel, Madeline Olivia, made some black bean meatballs with Harrisa and she said that’s what gives their kick, so I thought I’d try that.

Here’s my copycat Panera Broccoli cheddar soup we had for dinner. this was before I blended it in the Vita-mix. I used most of the leftover Costco bag of broccoli I had in the freezer. It was quite good with this loaf of sourdough. My starter is doing really well after a few days of feeding.

The rain is back and so is the wind so no gym or anything today. Plus Dex is still in my system and my face is still a little red. Boy, I looked like a beet yesterday:)

I bought a pair of Levi’s on eBay at a good price. NWT and only 29.99. On the website, they’re $60 so I thought that was a great deal. Right now I only have one nice pair of Levi’s I use to go out on dates etc. And then only 2 sort of beat-up ones for going to the store or around the house. I never sweat pants at home, only right after getting up and we walk, otherwise, I dress in jeans and Bombas T-shirts or my yoga pants to go to the gym. So I will take that cash and put it back in the bank when I’m in town next.

Next week I have labs so that will give us another picture of what the myeloma cells are doing. I have one more infusion at the end of March before I see Dr. L, so I guess ,depending on this one, I’ll decide to either wait or message him about adding in the second dose. Other than that I have PT on Tuesday and then no other appts. I really do prefer my schedule open and flexible but medical appts are necessary at this point.

I don’t have any meal prep to do today so I think I’ll concentrate on the kitchen zone.

Friday Things

Posted in cancer, cash envelopes, frugalism, Myeloma, swimming by

I plan to go down and swim today. I’m going to go about 45 minutes before the pool closes and try to do 15 minutes or so. I was going to go to the gym but decided that working out in the pool swimming would give me a ‘whole’ body workout.

Out internet is down. The modem stopped working yesterday( I think ATT was working on the lines and screwed it up). So this is courtesy of my hot spot. What a PITA and they won’t be here till Monday:(

I’m trying to work through being depressed about my Kappa numbers. It’s difficult to handle and even though I know ‘this too will pass’, it’s a bummer. There’s not much I can do until the next cycle and labs because we don’t know what they will do. But I will ask Dr.L to go every 2 weeks and see what that does. Still very disappointing.

Frugal wise, not much new. I need some new clothes but am holding off till I have more in my cash envelope. Probably in March, I’ll get what I need which is a new Polar fleece, 1 pair of Levi’s ( that’s pretty much all I wear besides my workout leggings), a new pair of Hokas, and a couple of T-shirts.

I went down to the Holiday and spent 60 on food. Mostly this was odd stuff like Bubbies pickles, rice noodles, greek yogurt, and a sourdough loaf from Truckee Sourdough. There must have been a few more things but I can’t remember now.

B got gas at Costco so that saved some money. We’ve been doing this regularly and it’s at least .50 a gallon cheaper there than Auburn.

Most all the money bills are done except water which is later in the month. So no extra spending overall. I used a gift card to get a coffee at Starbucks but that’s about it.

Here are the 2 books I got at the FOL Roseville.

This added up to $5 and I used personal spending money. The Linda McCarthy book was interesting to look through.

Well, I’m off to get ready for the day plus figure out what we’re doing for dinner.

Friday things

Posted in California, cancer, cooking, frugalism, home stuff, Myeloma, Pantry, Uncategorized by

I met up with two friends from the old FOA library for coffee yesterday. One of the women just lost her husband to Myeloma so she’s adjusting her life. He was just recently diagnosed but wasn’t in good health and I think his body just couldn’t take it. Another friend just had her husband diagnosed with Myeloma too. How weird is that? He’ll be starting Revlimid, dex, and Darzalex fastpro. I think he should do fine but he’s also in his late 70’s so there’s that.

I finished the pressure canned beans and so now I have 3 garbanzos and 3 black beans ready to go. Beans are really easy it’s just the time involved while the pressure canner is going.

I’m not going to the gym today but I might go tomorrow. It just depends on how I feel. Today I’ll do the PT exercises and then just potter around. It feels like I have lots of areas in the house that need some attention. The kitchen pantry shelves need to be sorted and a place for the chip bags. It’s interesting how these little things just are minor irritations and I tend to just look past them until they really bug me and then I do something.

Today is National Pizza Day so either we’ll get a pizza or I’ll make one. It’s a cloudy day with some sunshine coming through. Next week we’re tentatively going to Napa. Hopefully, it’ll be at least sunny. I have 2 weeks till my next Velcade so we could go the following week if that looks better.

Frugal-wise, we haven’t done any lunch dates or coffee for that matter. ( except my coffee with friends). If we do pizza tonight that’ll be takeout. B did go to Costco and got coffee, eggs, etc. I think we’ve been able to keep our grocery bill down because of TJ’s, Costco, and Winco. I haven’t shopped at Safeway in like forever. I have shopped at Holiday simply because it is 2 minutes away and if I need something then the cost of gas has to be figured in too.

I paid for Turbo Tax too. I probably could have found a free platform I like how turbo tax asks the right questions and then it’s all done. It’s worth the $89 for federal taxes.

Saturday bits and bobs

Posted in books, budgeting, budgets, cash envelopes, frugalism, home stuff, library, meal planning by

I went to the gym yesterday in Roseville and did upper-body weights. At least it’s something to keep me going. I also dropped off my load of books at the library. The library wasn’t open so I’ll need to plan a stop there next week. I just finished the Anne Hillerman book ” The Stargazer”. It was good although her father was a bit more of a concise writer. Still, it’s good.

When I got home I warmed up the sunroom and then later did my PT exercises out there. The Ikea couch out there folds down and is low to the ground so that’s where I’m laying on my back and side to do the exercises. I still don’t think I can manage the floor because I’d need to use my knee to get up. Maybe in a few weeks, I can start practicing doing that.

I was over the moon that tRump had been told by the jury to pay 85 +million. Of course, who knows with appeals if he’ll ever pay but regardless it sends a message. I heard on the news(NPR) something about Christian evangelicals putting tRump out there as a messiah. crazy, ??? really?? He’s about as far away from Christian values as you can get.

B had an unplanned trip to the dentist for a toothache. I pulled some of the money from home EF and will deposit that next week so I can pay the CC. Fortunately, it’s not an infection so the crown can wait a little longer. We just finished paying that off in December so I need some time to build up that fund. I’ve been watching lots of YouTube cash stuffing. I’ve gotten a few good ideas and enjoy seeing how other people do it. Mine is very simple because we only get $ once a month so it’s a bit different than people who are stuffing paychecks. Still, it’s interesting.

I’m using 4 binders to track spending and to use for cash envelopes. Here’s the small Louis Vuitton. This is the one I take with me as it has my grocery money and coffee money.

We’ve had zero luck getting rid of the quilting frame. None of the thrift stores want it so now we’re stuck with what to do with it. Even Goodwill usually takes anything said no. hmm, not sure, but I guess the landfill unless I can think of something. Maybe the wood could be repurposed. ??

Today is a home day. I want to do the menu for the week, then check the freezer and pantry for ideas. I also want to take the 2 bins I took out from4 under the bed out to the garden shed and see if I need them out there or not.

Frugalwise, we did great this week. B went to Costco using the ‘stock up’ cash envelope. Mostly it was in fact stock ups. It was HP printer ink, AA batteries, toilet paper, eggs and a few other things that came in at $137. We bought our usual wine for the week and that’s it. Tomorrow(Sunday) I plan on going to Winco and TJ’s so that I have what I need for the week and not have to go to Safeway or Holiday. It does save money to plan on those 2 stores.

Thankful Thursday, a day late, and Frugal Friday

Posted in budgeting, budgets, cash envelopes, cooking, frugalism, meal planning, Myeloma, simple foods by

I’m thankful I thought to call the ortho’s office since I hadn’t heard from them. It seemed like I wouldn’t get a call at least for a while:( So I have an appt to meet the doctor’s PA next week. I’d rather meet with the doctor but I guess it’s better than nothing.

I’m thankful I could go to the gym and even though I have the brace on I can do some upper body weights.

As always, grateful for the library where I got a bunch of old Tony Hillerman.

I’m grateful for LLS helping with insurance. I guess funding has been closed since I got my award and that’s over 6 months.

We’ve had a break from the rain and that’s always nice.

Frugal Friday Stuff:

We went to Trader Joe’s after the gym and I spent only $95 which included some wine. So that should get us through till the next budget starts.

We had another few meals from the freezer: mac and cheese, some breaded shrimp with veggies, grilled chicken/ tofu with rice. This coming week I’ll try and use at least 3 more freezer/pantry meals. I took out a frozen pizza dough to make pizza tonight. I have some extra red lentils that need using so I’ll probably do a curry with that.

Gas usage was low again as I’m not driving to the pool 2-3 times a week. I might start a cash envelope with gas money I think I’m saving for when I will be able to get back in the water. 

Today is a home day and I plan on doing more pantry consolidation. I have 3 bags ready to go to the food bank of stuff I probably won’t use so I’ll pass it on. I emptied one bin under the bed and the second one needs to be gone through. That one has foil, wrap, dried beans, and some oatmeal. I think some of the oatmeal ( Bob’s) is dated so I may need to use that in something or toss. I also have way too many boxes of pasta so I’ll throw a few of them in too.

Simplifying meals and food prep is a goal for this year. We basically eat the same thing week after week with just a few new recipes added in. But overall, that works best for us. I do love cooking so there’s that.