Category Archives: frugalism

Five on Friday/Frugal Friday

Posted in budgeting, budgets, California, cancer, Credit cards, frugalism, husband, knee injury, Multiple myeloma, Myeloma, velcade, Walking by

Frugal-wise, I’m not in the Cotswolds like Mavis over at $100 a month. She probably should change the name of her blog. But she’s got the money, so why not enjoy it? Plus, she loves England.

Here in my neck of the woods, N. Ca, it’s been too hot to do much outside. The temps are much nicer in the coming week, but still some 90’s, and I saw it gets in the low 80’s, so that will be much nicer. I miss sitting outside in the mornings and afternoons.

Money-wise, just paying bills, and I had to pay the overpayment from SS. It’s ok, I’ll deal with it. It’s done, and I’m going forward. I just need to work the budget with the SS I’m getting. I’m still working on my credit card bill because I put the cremation on there. But I should be able to knock it down next month. I hate having a balance. But needs must.

After my Velcade shot, I stopped at Costco to pick up some lox for the bagels I bought at Noah’s. I also picked up some rose wine( my favorite) and a Gloria Ferrier champagne-type brut. I wanted Mumm rose, but they were out.

I gave my daughter $100 in cash to buy the paint for the studio. She’s really done a great job clearing it out and rearranging it to suit her. We might go get that today as long as she drives, since I’m on Dex. I don’t sleep well on Dex nights, and last night was no exception.

I also have a food bank donation to drop off and some more stuff for Goodwill.

I’ve almost finished most of my list of things to do related to B. If something comes up, it’ll be an outlier I don’t know about. I may take care of a few things today or not. It depends on my focusing on which Dex does affect. So we’ll see.

I’m still debating getting the next steroid shot for my knee. Mostly it’s ok. When I try and do a little extra walking or swimming, it acts up, but then I seem to recover the next day. The shot did help quite a bit, so there’s that.

Friday Things

Posted in budgets, California, cancer, Death, frugalism, husband, peritoneal mesothelomia, Uncategorized by

I’m still processing things from Barclay’s death. It’s very weird, honestly, to be the person left to keep on going. I take some comfort in that he lived a good life and got to be 74, almost 75. Look at those poor kids in the Texas flood who didn’t get past 10. Very sad. The last year has been so hard watching his decline, and the last 3 months were pretty awful. He really didn’t have a chance with peritoneal mesothelioma. It’s just one of those cancers that you don’t get over and go into remission. I got the letter already from SS, which I’m happy about, so I don’t have to go into the office. I’m losing over $1000 a month, so quite a hit. I’m sure there will be ways to figure it out. I cancelled his UHC, so that and his Medicare covers almost $500. Insurance is outrageous. The rest, I don’t know. I do plan on selling the Triumph in a few months, so that will, if it sells, generate a few dollars. The totally weird thing was when I called Allstate to take him off as a driver, she said our insurance WILL GO UP ANOTHER $125. WYF??? After talking to our local agent, she got it to go up only $65, so half. The issue is his good driver discount being taken off. JFC, really? Oh well, done is done.

I’ve gotten through most of my list of things to do. There’s still the bank where I need to take him off our account, but I’ll get to it eventually.

As I said, very weird to deal with this stuff. We all miss him so much.

My daughter ordered this from Shutterfly. We hung it out on the upper patio where he spent the last 4 months of his life sitting when the weather was nice.

Frugal wise, I haven’t been spending too much. I did order a new Speedo from Amazon on Prime since I need a new one. I go through a swimsuit about once a year, with the chlorine from the pool. It was 30% off, so it was a good deal. I also bought some black frames for some watercolor pictures my daughter has done, and some that B did too.

I signed my daughter up as a user on my Costco card, so she went in after work and did some shopping. I appreciate the effort. Mostly it was flavored waters, olive oil, coffee, and some wild cod. She’s very susceptible to histamine attacks, so she’s been on a low-histamine diet, hence the fish purchase. The total came to a little over $100.

Our weather is very hot, and the coolers are running most of the day. If I close everything up, I can usually wait till 11 am, and I always turn them off by 8pm, even if it’s still hot out.

I started going to LLS every morning to apply for my grant, but so far, there’s no luck with funding. I’m hoping the wait isn’t too long, as I depend on that money for my insurance.

My son is using B’s truck since his car( older Subaru) is leaking oil. So he got off work early yesterday and took a load to the dump. There are still 2 more to go with metal stuff, and then the old wood from the chicken coop. It was hot yesterday, so I appreciate him doing it and getting it done. I’m pretty sure we’ll keep the truck, but unsure about Rubi. I just don’t know if I can emotionally handle going out in the RV without him. I guess I’ll just have to wait and see when the time comes, and we can plan something. My daughter has volunteered to be the driver, which she can totally handle; it’s more me dealing with it. Plus, Rubi is really designed for a couple, not 2 people. It’s one bed, and the couch does fold down, but it is very uncomfortable to sleep on. So another decision down the road.

Well, that wraps up what’s going on here.

How’s things in your world?? Summer plans?

Frugal Friday

Posted in budgets, California, cancer, frugalism by

I’ve had 3 no-spend days while home this week.

I went to WinCo on Monday and spent about $30 on food. I didn’t need a lot there.

Then Wednesday after Sacramento, I went to Costco. Food was $190. My main reason for going was to get B the shoes(Sketchers) that you just slip on your feet. He’s quite unstable walking, so these have good support. He is using a cane, but still.

I’ll try and avoid grocery stores for a while:)

Today is almost a no-spend day. We are having someone come and finish the weed eating on the lower part of the property. I have a cash envelope for that, though.

I’m planning to go to the gym after he starts. The library doesn’t open till 10 on Fridays, so I don’t need to get there by 9. I need to get gas at Costco too for the coming week. I also have a Goodwill drop-off to do. It’s very convenient since it’s right across from the library/gym. They’re not very friendly, but that doesn’t really matter, I guess.

Some of the first of the month bills are out, but the bulk come out next week.

I’m thinking about a schedule for swimming and the gym. Not sure yet, plus it depends on how B is feeling. Someone needs to be here at all times with him. My daughter has a few work shifts next week, so that will change my schedule.

Yesterday I BBQed some chicken, and so we have some leftovers for lunch today.

I’ll update on Barclay soon. It’s hard to process, so I’m leaving it till I feel I can.

Frugal Friday

Posted in budgeting, budgets, California, frugalism by

Since I’m not driving a lot, gas is being saved. I filled up at Costco, which is a real savings. Also, I’m using the Costco Visa card and have earned $32 so far. That includes gas and in-store shopping. That’s a big savings.

The only shop I did to last week was WinCo. I spent $150 on food. Overall, I’m good with that. This next week, I plan to go to Costco as B needs some socks, and I saw that Costco has Sketchers that you just slip on. His balance is very precarious right now, so I want him to wear some on his feet other than Birki’s.

My daughter and had brunch out, and that was $60 plus a tip. We rarely eat out, so for her birthday, it was a treat. This was from a cash envelope.

Today, I plan on getting gas in the VW and stopping at Safeway for one of their cake slices. We didn’t do any birthday cake or pie, so I thought it would be nice to get a piece. Safeway has the best cake slices.

Other than that, not much else. I have my budget for June done, and money is very tight, but I think we’ll be ok. The biggest new expense will be the increase in our UHC insurance, and the grant B has been used up. We’ll just have to adjust as best we can.

Oh, hurray, my Kappa light chains came back good. Not great as in under the high normal, but came in at 20.8, so above high normal, but Dr. L said labs look great, so I will believe him at his word. I’ll see him next week.

Frugal Friday

Posted in budgeting, budgets, California, cash envelopes, frugalism by

My June budget starts next week. I have everything in except our AAA membership that isn’t on autopay. I think I’ll do that Monday or Tuesday and put it on autopay for next year. It makes things much easier for me.

Our PGE bill went down to the lowest it will be at $163. That’s with no coolers, no heaters, just the dryer some of the time. We line dry what we can this time of year, but still need to fluff in the dryer. We’re on the balanced payment plan, so we pay the average for the year, which is @ $300 a month. Quite high for such a small house.

Regular groceries came in at under $600, so I’m pleased with that. This time, I went back through receipts and took off long-term pantry items, and it made a difference in how the grocery bill looked. For example, the organic ground beef is almost $20, but that will last over 5 months, as we don’t use that much. Same with toothpaste, which is a 5-pack, so 5 months probably. Anyway, I was pleased.

We did pick up the VW. My daughter put a big chunk on her CC, and I paid $600 cash that I had in my cash envelope, for auto maintenance. After that, I splurged on a Quick Quake car wash for her. She looks very shiny now. It drove well. The owner of the auto place said there was some belt squeaking, but he couldn’t quite figure out where, so he said if it got worse, to bring it back in. I certainly hope it’s not another thing at this point.

After my Velcade shot, I went down to the gym since I was already in Roseville. I had planned to go into WinCo again, since I need Ball jar lids, but decided it could wait. So it ended up as a no-spend day. We ended up with 16 no-spend days. So all in all, I’m pleased.

Frugal Friday

Posted in books, budgets, California, frugalism, library by

It was mostly normal stuff: getting the bills paid, some grocery stuff, and gas at Costco. Gas was $4.55 a gallon. When I went to pick up B’s pain meds, I was in Bel Air, so I used some coupons to pick up a few things. I had a $6 rebate to use. I got split peas for soup, pickled jalapenos, olives, and some pretzels.

Costco was the normal stuff: coffee, milk for B(I don’t drink milk), apples, and I don’t remember what else. But it was around $100 plus. I bought a set of clippers for my daughter(an early birthday present), which were 25. Also, I bought wine( prosecco and champagne for Mother’s Day). That and the clippers were on top of the $100 for food.

No eating out as usual. I am planning on brunch with my daughter for her birthday, but that’s at the end of May.

I went to the gym yesterday and did upper-body weights. Then I dropped off my library books. I didn’t see anything to get:( but it’s good for me to take reading breaks). This book, though, was excellent: Happy Land. It’s the story of a black family’s ownership of land after emancipation. It was a compelling story.

Friday Things

Posted in books, budgeting, budgets, California, frugalism by

This has been a good week, money-wise. Nothing out of the ordinary, which is always nice.

I went to Costco after dropping B off at infusion. That ended up less than $100 for food and $40 for non food. After that was Winco and that was $15 for salad stuff and $15 non food.

I think planning my Costco and Winco trips is making a difference in our food budget. I haven’t shopped at Safeway in months. If I can avoid our Holiday Market, that’s good too. We are very fortunate to have a store in our town, but it’s quite pricey, so I only go down to it( we live on a hill) when I really need something.

Yesterday, I went to the gym and did upper-body weights. Then I dropped my books off at the library and picked up a few cookbooks on the new shelf and one book. Then there was a free gardening display outside, so I walked around and picked up some flyers on native plants. From there, I came straight home.

Today is a home day unless I go into town with my daughter. She wants to go to Home Depot for a few things, so I may tag along. Other than that, just the same ole same ole.

What do you budget for food? I guess we come most often around $600 for the 3 of us. I’d still like to get it around $500, though.

These are the Rancho Gordo beans I made. Yum!

This is an old crate I had, and since I haven’t been able to find a place for our towels, this was suggested in this book:

It’s a pretty book with some good ideas.

Frugal Friday

Posted in budgets, California, frugalism, home stuff by

This week I shopped both Winco and Costco, so that added up. WinCo was @ $107, but a good portion of that was ginger ales for B to drink to get some sort of calories in. Costco ended up $200 or so, but that also included a Kirland Pinot Grigio and a lovely rose. I did do some stocking up too, with a case of Rosarita beans and tilapia for the freezer. I also bought an extra bag of coffee. My main reason for going was to get the Kirkland vitamins that were on sale. So I got those, plus B wanted the organic vitamins, and they were on sale too. Our Costco rebate was $127, so I used that plus cash.

My new budget starts Monday, so I may include the Costco bill in it. I’m still averaging around $600 for the three of us, so I guess that’s okay. I’d like to get to $500, but something always comes up.

I also got gas at Costco, and because I’m not doing a lot of driving that will last a while.

There hasn’t been any extra spending at all, so that’s a win.

Next week I have my Velcade shot, so I’ll be going down to Rocklin, and I also have a hold to pick up at the library.

Today I’m going to Auburn. My daughter is dropping off her Honda for an oil change, so we might go get lunch out at the taco place. I also want to stop in at the co-op to see if they have a Niman Ranch small ham. I saw the Kirland ones, but they were way too big, as we don’t normally eat much ham, and of course, B doesn’t eat any:) Other than that, just resting my knee and icing when I can.

Frugal Friday

Posted in budgeting, budgets, California, cancer, frugalism by

I spent $88 at Trader Joe’s, which included some of their wine( Charles Shaw, which is no longer 2 buck Chuck). I went in to get their brand of chili powder, but they didn’t have any, which I thought odd. So, I’ll need to go to Winco to get some next week.

I got gas at Costco and it’s down to $4.43 a gallon so that was a savings.

I was planning to go to Costco today but B has a video appt with the nutritionist so either I go alone or wait. I’ll think about it. We need a case of water and some miscellaneous things. Mostly I need help lifting the case of water. The other stuff I can handle like the TP.

Other than that I didn’t spend $ on anything else. All of the bills are done for the month so that’s good. I have written up a tentative April budget. We are in limbo on Stanford till the CT comes in although we haven’t heard from them so I’m taking that as a good sign. Or it could be that UCD hasn’t communicated with them about what’s going on. Either way, we should know more next week.

With the hotel costs plus gas and food we need to not spend any extra because that’s going to be a fairly big CC bill. I guess we’ll just have to see what happens.

Today is a cloudy day but then by Sunday we’re going to be seeing mid-70s temperatures. Spring will really pop then:)

Here’s a couple of Gus pictures!! it’s a rough life!!

He has his own Poang chair.!!!

Frugal Friday

Posted in Blood test, budgets, California, frugalism, peritoneal mesothelomia by

I shopped at Winco on Monday after the pool. I spent $100 on groceries. Winco always is the least expensive place to shop besides Costco but there the quantities are always bigger.

I got gas at Costco that morning too.

Other than just whatever bills were coming out no money was spent. I got a refund from eBay for a book I ordered and the wrong one was sent. I also got a weird refund from Amazon from a purchase they said I never received over Christmas?? Not sure what it was but I have a credit and will use that for a few things I need.

Right now it’s snowing outside and it looks pretty. Snow is rare here but does happen although this isn’t sticking or anything. I wasn’t planning on going out so it’s all good.

The doctor wants B to get the CT scan ASAP so he’s trying to get that set up now. ( well, he just tried and there are no appts till the end of March) He’ll have to check if Sacto has an opening. If it is a tumor in the liver then I’m sure the surgery is a no-go. I guess we’ll have to wait and see what it is. It’s all very stressful that’s for sure.

I started on the statin this week and now I have a rash so I will stop that and see what my PC says. Geez, it’s always something. I sent him a message but knowing my body obviously the Lipitor ( generic) is not going over really well in my body. That was only 3 days too so clearly it’s not going to work for me but there are other statins like Rosavastatin so we’ll see. sigh:(

Oh, the good news is my Kappa light chains came back in the normal range so that’s very good news.

The pantry challenge is going well. last night I made a split pea soup to use up all the split peas. It was a good soup with carrots, potatoes, onions, etc. We don’t eat a lot of split peas and I wanted to use them up.