Frugal Friday

This week I did another Costco trip. This one had TP, bread for the freezer, half and half, and other staples. It came to a little over $200. I had $130 cash and then put the rest on the debit card. When I do that then I take that amount off my food $. I still need to do another cash run so I’ll figure out what I have left in the budget. I did buy B his Sierra Nevada beer even though he’s not really drinking much. But he gives me the money back for that.

I also went into Winco for salad stuff and that ended up under $30.

All the bills for September are in and accounted for. Our Allstate insurance notice came and again prices are crazy. My son’s Subaru is on our policy( he pays for this though), and it’s a 2008 and almost $700. Why?? I will pay when the actual bill comes in but I think I’m going to pay in installments. I really don’t want to add to the CC.

It’s been hot as I mentioned but it cools off at night with all the windows open.

Today is a no walk day so I’m doing some extra chores. The biggest is the outside windows. I also processed more tomatoes for the freezer and will do all of them(3 bags) later this fall.

I stuck to my menu plan this week except tonight is pizza night and I don’t think that’s what I’m doing. First, I don’t have any dough made, and second, no one feels like a pizza in this heat. I’ll figure something out.

Five on Friday

It was a beautiful week here in Northern California. Yesterday was 75 degrees. It got breezy in the afternoon but still nice. It’s supposed to start raining Saturday and go almost a week with snow in the Sierras. Well, we do need it but the sunshine and perfect 70-degree weather is hard to beat.

We are exploring different places to walk, so yesterday we went into Auburn and had a coffee at Depoe Bay( which roasts their own beans) and then walked around. We went up to the Gold Mining Museum and looked around and then walked the sidewalks. It was nice and I was surprised at the different routes we could take that would add up to a few miles. So, we will do this again after the rain stops.

I’ve decided to stop going to the gym and just walk and pull out my 5lb weights. Even though Sundays are the lowest people day, I just can’t risk it.  We are in the high-risk group. I am concerned with either of my Adult children who do work in the public sector bringing something home but I guess that’s the risk. They do wash their hands frequently and are quite conscious of what this means to us.

Budget wise things are good. I have way overspent on stockpiling stuff but I just figure that’s a one-off for now. I do still need a few things like cat food for Finwe who is a very picky eater. We also had our bi-annual Allstate bill come in. For 3 cars it was a little over $1,000. Seems expensive. Even our old Dodge van was $290 for 6 months. It seems high but I like Allstate and we’ve had them for 40 + years. This is the type of annual bill that will have to be paid out of our savings as the regular income only covers monthly expenses.

I did request a form for UCD financial help since the medical bills in August are what is causing a headache. Especially since the August 30 bill is for the Cystourethrocopy when the Cobra insurance wouldn’t pay the full amount. That alone was almost $4,000 with our part being over $1300. So I’ll fill out the form and see what happens if anything.

Well, today is not a walk day at least right now at 6:30 am, maybe later.