Simple Sunday

Yesterday was just glorious. Our temperature almost reached 70. It was so nice to sit outside. Alas, we are now headed to some really cold weather. Oh well, soon enough.

I had a great swim on Friday but the pool was packed with the high school team so that wasn’t too great. But I had an end lane so I was fine. It is going to take a while to get back to what I was doing but so far the swimming hasn’t negatively impacted my knee. Next week with Dex/Velcade it will be hard to get a swim in.

After swimming I went over to Winco which is across the street and bought what I needed for the week. Also, we’re planning on Costco because last week I had to go buy coffee at Starbucks. So coffee will be the main reason to get to Costco. I think after that we will go down to the library and pick up my holds and drop off my books. Maybe we’ll go to Paris(Bakery) for a coffee and croissant.

Yesterday, I watered all the house plants and moved a few around. As the sun gets higher it comes in certain windows more and plants need to be moved from direct sun. I also washed a few more windows.

Today after we walk, I will get the sourdough boule in the oven. I made turkey chili yesterday so we’ll have that with some homemade bread and a salad. I have a can of vegetarian chili I can make for B. I want to use up all the stuff that was bought in the pandemic or after. For instance, yesterday I opened a bbq sauce that was best by last year. Normally that wouldn’t bother me, but the seal inside looked suspicious so I tossed it. That’s the kind of thing I want to toss or use.

Overall, I think February’s budget went well. The cash envelope system is working although there are some tweaks I need to make. I didn’t get enough cash for groceries so I used the debit card and need to adjust that amount in the budget. I think it works well if you’re putting accurate amounts in the envelopes. Amazon is tricky because that’s more of a virtual envelope and it goes on a cc. So I might start budgeting $100 a month and then move that to the CC. It’s tweaking these few things that will make it work. Plus, you have to be willing to work with cash and lots of people don’t want to. Also for annual bills, since we’re on a fixed income, there is only so much I can put in the envelopes and probably it won’t add up to the full amount. I’m hoping by fall, I will be able to get some of these fully funded. Another thing people do ( from Youtube) is when they start getting a lot of cash for some of these envelopes, they take the cash to the bank and put it in a high yield account. I think that’s something we need to do by fall as well. I might check with our Credit Union as I think I just saw on their website a high yield savings account. It’s amazing what some people have in cash envelopes but of course, they are usually 2 income people and getting regular paychecks from jobs.

Well, I need to get the bread in the oven before I go to the Auburn gym.

Frugal Friday

Well, we made it to December!! Hopefully, the month goes smoothly with no upsets. In the past, December has had both my back fracture T 10 in 2003 and B’s MDS diagnosis in 2019. So I often have anxiety about December probably remembering the emotions at those times.

On the frugal things.

I’m planning to do a No Spend/low spend December. I have bought enough from Amazon over the last month so I want to scale back that spending. Besides Christmas things, I bought Simple Human garbage bags, beeswax candles, and ??? I don’t include food or gas or other necessities but no extra things.

B got the oil changed in the Santa Fe, it needed some new filters so that added to the cost. I’ll up the cash envelope so it can fully cover those things.

We had the propane filled and that was $259 so really not bad at all. This is a quarterly bill and I plan to start and envelope for that. I’ve been watching some Youtubers cash envelopes and most fill the envelopes and then take to the bank. I was curious if that’s what they did because some of their envelopes were quite large. One woman had $600 in one for daycare and then moved that over when it was due. So I like that idea and it will keep me accountable. I like the cash envelope system and it’s working very well really.

I didn’t go to the grocery store this week, except I sent B to go down to the Holiday Market for sour cream and buttermilk I needed for recipe which I haven’t made yet.

Today is still a Dex/ no drive day for me so I’m going to make some cookies and plan next week’s menu. This week we had 3 freezer meals including stuffed peppers last night. So that really helps the budget. I also used the last pressure canned split pea soup and that was delicious.

Tonight we’re ordering pizza. I need to do an order from Central Milling for my 00 pizza flour. I think I missed their Cyber Monday sale but that’s ok.

Tomorrow, I’m planning on going to the pool and then to Trader Joe’s so money will be spent there. I don’t need a whole lot but TJ’s always has something interesting.

Here’s a look at our BIG BUCKIE. He’s circling our hilltop looking for girls. I hope he stays safe and out of the road. Last week on the freeway I counted 4 dead deer. On our main road, I saw 2 deer hit by cars. People drive too fast thru town here where the speed limit is posted at 25mph.

I’m pretty sure he’s limping on that leg in the back. I hope he’s safe. I would love if an antler fell off though since I collect them.