I bought one of the first YNAB’s when it was still just a simple budgeting program. I liked it well enough but after a year or so I stopped using it. I always budget daily with a notebook and pencil. SoI know exactly where money is going and when. I find using a notebook is easy and I like the physical act of jotting things down.But I’m always on the look out for an online budget. I’ve used Mint and that does quite work for me, I’ve used Dave Ramsey’s budget and that was good but got too expensive. I’ve also used his free one recently and that’s okay. So when I saw the new YNAB earlier this yea, I thought about it but didn’t do it. then about a week ago I looked again and decided I’d do the $5.00 subscription for a month and check it out. So I had it figured out to a 0 balance and then when the paycheck hit direct deposit, it kept saying I still had $xxx to budget but I didn’t. I have tried everything to figure out where this error is and the only thing I can come up with is its an error in the program somewhere. So I have this $xxx sitting in a category of ‘ this is not real money’…..If I believed what the program is telling me to budget we’d be quite over drawn. So, I spent over 5 hours off and on going over this. Still, nothing jives. I may just wait till August or all the bills are out and then clear it and start with a new budget. It is frustrating since the amount in the checking area is correct but not this other amount. Any ideas anyone??? why would this discrepancy be there.
Anyway, I’m home all day today just tidying up, making pizza dough, and some decluttering.